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Network Administration Fees – Executive Summary

Effective January 1, 2007, NACHA, the national administrator of the ACH Network, will begin assessing Network Administration Fees to all financial institutions that use the ACH Network. All depository financial institutions that use the ACH Network will pay these fees, including those that choose not to be members of Regional Payments Associations.

Network Administration Fees will have two components—an annual fee, and a per-entry fee. For 2007, the annual fee will be $42, and the per-entry fee will be $0.0001 for all inter-bank and Federal government ACH transactions, covering originated and received debits and credits and non-dollar transactions. Through an annual fee, all financial institutions will contribute a minimum amount to the maintenance of the NACHA Operating Rules. Through per-entry fees, all financial institutions will contribute to risk management, quality, and other Network administration programs in direct proportion to their use of the Network. For 2008, the annual fee will be $48, and the per-entry fee will remain $0.0001.


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