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NACHA EXECUTIVE MANAGEMENT BIOS

   
President & Chief Executive Officer
ELLIOTT C. MCENTEE

Elliott C. McEntee is the Chief Executive Officer of NACHA—The Electronic Payments Association, a nonprofit banking trade association that promulgates the rules and operating guidelines for electronic payments including the ACH Network. NACHA’s mission includes the development, promotion and use of electronic solutions to improve the payments system through activities including financial EDI, Electronic Benefits Transfer (EBT), cross-border transactions, bill payments, electronic checks and Internet Council. NACHA also produces marketing collateral and technical publications and provides education services such as conferences, seminars, The Payments Institute, and the Accredited ACH Professional (AAP) program. NACHA is closely affiliated with the National Council for Uniform Interest Compensation (N.C.U.I.C.), which addresses primarily check processing and wire transfer issues. The ACH Network reaches more than 20,000 financial institutions, about 5 million businesses and 145 million consumers in the U.S.

Prior to joining NACHA in November 1988, Mr. McEntee was an to associate director of the Federal Reserve System. He was responsible for managing a function that oversees the nation’s payments mechanism and financial services the Federal Reserve provides to banks, thrift institutions and the United States Government.

   
President & Chief Operating Officer/Next Chief Executive Officer
JANET O. ESTEP

Jan Estep has been selected to be the next chief executive officer of NACHA—The Electronic Payments Association.  She is currently serving as president and chief operating officer.

Estep formerly served as executive vice president of U.S. Bank’s Transaction Services division and was accountable for the general management of the division, which included Elan ATM & Debit Services, ATM Banking Product and Operational Support, ATM & Kiosk Services, and EFT Network support.  She led the Elan ATM & Debit business unit that provides ATM and debit card processing and related services to over 2,000 clients including other financial institutions, independent sales organizations, and commercial, government and retail businesses.

Estep’s responsibilities at U.S. Bank included the financial management of the division, along with sales and relationship management, product and project management, and various aspects of operational support.  She joined U.S. Bank in 1997 with responsibility for their Merchant Payment Services division, previously holding a variety of management positions in technology-intensive companies.

Prior to U.S. Bank, Estep was general manager of the Twin Cities Laboratory and vice president of sales and marketing for Pace Analytical Services; she also spent 15 years at IBM in a variety of field and corporate positions.

   
Senior Vice President of Association Services
SCOTT LANG, AAP

Scott Lang is the senior vice president of association services. He is responsible for supporting NACHA’s Board of Directors, the management of the association’s relationships with and service delivery to its Direct Financial Institution and Regional Payments Association Members, and the strategic and tactical supervision of NACHA’s association-related activities, which include external industry relations, communications and public relations, conferences and other educational program, publications, and meeting and event management.

Prior to joining NACHA in January 1994, Mr. Lang was employed by the Society for Worldwide Interbank Financial Telecommunication (SWIFT) and Mellon Bank. N.A.

   
Executive Vice President of ACH Network Services and General Counsel
JANE E. LARIMER

Jane Larimer currently serves as NACHA’s executive vice president of ACH Network Services and as its general counsel. In this capacity, she leads the department responsible for activities that support NACHA’s role as administrator of the ACH Network. She also provides legal support for the NACHA Operating Rules and for NACHA’s activities in the areas of electronic commerce, electronic check initiatives, electronic bill payment/presentment and electronic benefits transfer.

Prior to joining NACHA, Jane practiced law with the Lending, Banking and Public Finance Group of Powell, Goldstein, Frazer & Murphy in Atlanta, Georgia.

   
CFO & Senior Vice President, Administrative Services
PAMELA B. MOORE

Pamela Moore is NACHA’s chief financial officer and the senior vice president of administrative services. Ms. Moore provides fiscal leadership and accountability for NACHA's financial, audit and tax reporting. She is responsible for implementation of the organization's financial strategy and the overall development of internal administrative infrastructure to support the organization's ACH Network services and Association services. As SVP of administrative services, Ms. Moore manages accounting, human resources, customer services, IT services, and office administration.

Prior to joining NACHA, Ms. Moore provided audit and tax services for the public accounting firm Costin, Updegrove, Bullock and Combs. Ms. Moore also has over 12 years experience in the private sector in the healthcare and real estate industries.

   
Managing Director, Network Products & Risk Management
IAN MACOY, AAP

Ian Macoy, AAP, is managing director of NACHA’s network products & risk management. Mr. Macoy responsibilities include management of Network application and product development, councils, government relations, and oversight of NACHA’s network risk management strategy and related services.

From 1992-1997, Mr. Macoy was responsible for the administration of the National Organization of Clearing Houses (NOCH), with consulting services provided to NACHA. From 1989-1992, he was a Federal Representative with the American Bankers Association and was responsible for banking industry positions on critical bank operations and payments systems issues.

   
Managing Director of Network Enforcement and Risk Management
DEBORAH SHAW, AAP, CTP

Deborah Shaw is managing director of network enforcement and risk management. Ms. Shaw’s responsibilities include managing the resources and processes that support network enforcement, compliance, and risk management. In this role, Ms. Shaw oversees the comprehensive network risk management strategy, which addresses key areas of concern to the Network related to network entry, on-going activity, and enforcement capabilities. Ms. Shaw directs the design, implementation, and monitoring of risk management tools to mitigate risk in the ACH Network. Ms. Shaw also oversees the National System of Fines related to enforcement of and compliance with the NACHA Operating Rules, which helps to ensure the quality of ACH services and the satisfaction of Participating DFIs and their customers.

Ms. Shaw is an Accredited ACH Professional (AAP) and a Certified Treasury Professional (CTP) with nearly nineteen years of ACH rules expertise. Prior to her current role in risk management and enforcement, Ms. Shaw managed NACHA’s Rule Making Process and Accredited ACH Professional (AAP) Program for more than thirteen years.

   
  Managing Director, ACH Network Rules
MICHAEL HERD

Michael Herd is the managing director of ACH Network Rules. He is responsible for managing NACHA’s function of developing operating rules for the ACH Network. The NACHA Operating Rules standardize payment formats for the ACH Network, and define the rights, obligations, and warranties of parties involved in ACH payments. Operating rules provide a uniform business and legal framework for the exchange of payments, which enhances participants' confidence in the safety and reliability of the payments system. In addition to the rules, Mr. Herd is also responsible for the Accredited ACH Professional (AAP) program, and NACHA’s reporting of ACH Network transaction statistics.

Mr. Herd joined NACHA in 1998.  Prior to NACHA, he was an Account Executive at Bain & Associates, a communications consulting firm in Alexandria, Virginia.