NACHA’s Electronic Billing Information Delivery Service (EBIDS) became operational in March, 2008. EBIDS is an Automated Clearing House (ACH) Network solution designed to increase the availability of electronic bills for consumers. EBIDS allows businesses to deliver electronic bills to consumer online banking accounts for presentment to consumers and to receive authorized credit payments through the safe and secure ACH Network. EBIDS notably:

• Uses open, interoperable, and secure standards to facilitate bill delivery and payment through online banking channels;
• Provides revenue for participating financial institutions;
  
• Reduces costs for billers and extends biller delivery options; and
  
• Maintains consumer privacy of financial account information.

NACHA is seeking additional biller, financial institution, payment processor, and service provider participants. The documents below provide general information about EBIDS. Additional documents will be provided to prospective participants. Direct further inquiries to Robert Unger, Senior Director, NACHA (runger@nacha.org, 703-561-3913).