A

1st State Bank
     Holly Bass, AAP, APRP 

Accume Partners
     Belinda Clevenger, AAP, APRP
     Christopher Kovaly, AAP, APRP

AdventHealth Credit Union
     Matthew Levy, AAP, APRP

Affinity Plus Federal Credit Union
     Christy Arendt, AAP, APRP
     Natasha Davis, AAP, APRP
    Jacquelyn Twedt, AAP, APRP

Alerus
     Kristine Lunde, AAP, APRP 

Ally Bank
     Rita DAngelo, AAP, APRP
     James Flowers, AAP, APRP
     Melanie Sutton, AAP, APRP

American Enterprise Bank
     Susan Bosco, AAP, APRP

AmeriCU Credit Union
     Ryne Cornacchia, APRP 

Ameris Bank
     Cindy Minter, AAP, APRP 

Anheuser-Busch Employees Credit Union
     Kimberly Grotsky, AAP, APRP

Armstrong Bank
     Jonathan Sexton, APRP

Artisan Advisors LLC
     Michael Greenlief, AAP, APRP

Arvest Bank Operations
     Marilyn McGaughy, APRP

Associated Bank, N.A.
     Sarah DuChateau, APRP 

Associated Credit Union
     Cathy Brock, AAP, APRP

Avidia Bank
     Benjamin Lannin, APRP

B

BancFirst
     Jana Blalock, AAP, APRP
     Jennifer Seargent, AAP, APRP
     Toni Wahl, AAP, APRP

Bank Midwest
     Micheal Zebedee, APRP

Bank of America
     Jason Gomez, AAP, APRP

Bank of American Fork
     Michael Baum, APRP

Bank of Labor
     Tammy McFerran, AAP, APRP
     Tina Seitter, AAP, APRP

Bank of Oklahoma
     Candice Williams, AAP, APRP

Bank of Prairie du Sac
     Dawn Kitto, AAP, APRP
     Melissa Martinson, APRP

Bank of Sun Prairie
     Dena Hineline, APRP

Bank of Washington
     Kent Buhr, AAP, APRP
     Daniel Tobben, APRP

Bank OZK
     Susan Helm, APRP

Bankers Trust Company
     Amelia Bertness, APRP
     Katherine Burrows-Noring, APRP

Banner Bank
     Amanda Lane, AAP, APRP

BB&T
     Meagan Ellis, APRP
     Joseph Potuzak, AAP, APRP

Bell Bank
     Lance Dolezal, APRP
     Renee Tangen, APRP
     

Blackhawk Bank
     Jennifer Cummings, APRP
     Linda Palmer, AAP, APRP

BlackRidgeBANK
     Amy Ratajczak, AAP, APRP

BMO Harris Bank
     Melvyn D'Souza, APRP

Bridgewater Bank
     Andrea Nicole, Purvis, APRP

Broadway Bank
     Fred Gibbons, AAP, APRP

Bushel Inc
     Anthony Vogel, APRP

C

Cadence Bancorporation
     Kelly Grayson, AAP, APRP

Cape Cod Five Cents Savings Bank
     Tracy Buckley-Scott, APRP 
     Deborah Oliva, AAP, APRP
     Christopher Richards, APRP

Capital City Bank, Florida
     Angela Brooks, AAP, APRP

Capital One
     Michelle Doll, AAP, APRP 
     Patricia Edds, AAP, APRP
     Michelle Fleshman, APRP
     Kerry Margot, APRP
     Jeffrey Morris, APRP
     Melody Saunders, AAP, APRP
     Sonia Turk, AAP, APRP

CCF Bank
     Melissa Wait, AAP, APRP

CenterState Bank of Florida N.A.
     Amy Sowerby, AAP, APRP

Central Bank of the Ozarks
     Kathleen Carlisle, AAP, APRP

Central National Bank
     Lorene Briestensky, AAP, APRP

Century Bank
     Marissa Fitzgerald, APRP

Charles Schwab & Co, Inc.
     Karen Tinglin, APRP

Cigna Corporation
     Rosemary Lyons, APRP

Cities Credit Union
     Kristine Heuer, AAP, APRP

Citizens Bank
     Misty Oetterer, AAP, APRP

Citizens Bank, N.A.
     Brett Harding, APRP

Columbia Bank
     Molly Harris, AAP, APRP

Comet One LLC
     Jason Kafer, APRP

Commerce Bank
     Logan Beets, APRP
     Debbie Housh, AAP, APRP

Commerce State Bank
     Amy Huybers, APRP

Community Bankers Bank
     Shannon Hairfield, AAP, APRP

Cornhusker Bank
     Jacob Clough, APRP

Corporate America Credit Union
     Raven Johnson, AAP, APRP
     Amy Shead, AAP, APRP

Corporate One Federal Credit Union
     Kevin Clark, AAP, APRP

Cottonwood Financial
     Chelsye Palomo, AAP, APRP

CoVantage Credit Union
     Adriana Malitz, AAP, APRP
     Ashley Weinke, APRP

Credit Union of America
     Nicole El-Chami, AAP, APRP
     Daniel Umscheid, APRP

Credit Union of Colorado
     Mario Reza, AAP, APRP

D

Dacotah Bank
     Crystal Peltier, AAP, APRP

Delta Bank
     Ouida Pecanty, APRP

Dent-A-Med, Inc.
     Jeffrey Coon, AAP, APRP

Deutsche Bank Trust Company Americas
     Glen Grzybowski, AAP, APRP

Digital Federal Credit Union
     Mark Dixon, AAP, APRP

Discover Financial Services, Inc.
     Ryan Wilhelm, AAP, APRP

Dollar Bank, F.S.B.
     Christopher Austin, AAP, APRP
     Molly Hilterman, AAP, APRP
     William Marnell, APRP

E

EagleBank
     Nancy Bravo, AAP, APRP
     Barbara McCann, AAP, APRP

Eastern Bank
     Stephen Dillon, AAP, APRP

EFT BOP LLC
     Diana Gunn, AAP, APRP

EFT Network, Inc.
     Melanie Waldo, AAP, APRP

Elements Financial
     Amanda Arthur, AAP, APRP

ePayResources
     Kelly Caspersen, AAP, APRP
     Barbara Hudgins, AAP, APRP
     Michael Jeffcoat, AAP, APRP
     Tracy Marshall, AAP, APRP
     Nanci Morgan McKenzie, AAP, APRP
     Ameerah Needham, AAP, APRP

EPCOR
     Marcela Cauthon, AAP, APRP
     Amy Donaghue, AAP, APRP
     Christine Harris, AAP, APRP
     Jennifer Kline, AAP, APRP
     Patricia Longo, AAP, APRP
     Stephanie Mareski, AAP, APRP
     Larry Matteson, AAP, APRP
     Karen Nearing, AAP, APRP
     Shelly Sipple, AAP, APRP

Esquire Bank
     Steven Reyes, APRP

F

Farmers & Merchants Bank of Long Beach
     Chad Dickson, AAP, APRP

FDIC-Federal Deposit Insurance Corporation
     Scott Kleinert, APRP
     Shanique Smith, APRP
     Kimberly Smith, APRP
     Richard Snitzer, APRP

Federal Home Loan Bank of Boston
     Andrea Duncan, APRP

Federal Reserve Bank of Atlanta
     Cavin Tran, APRP

Federal Reserve Bank of Chicago
     Pavel Reytikh, AAP, APRP

Federal Reserve Bank of Kansas City
     Andrea Mullins, APRP

Federal Reserve Bank of St. Louis
     Susan Bivens, AAP, APRP

FedTrust Federal Credit Union
     Cherry Walton, APRP

Fifth Third Bank
     Ryan Murphy, APRP
     Erik Sieve, AAP, APRP

First Bank of Berne
     Kyla Lengerich, AAP, APRP

First Choice Bank
     Miguel Zambrano, AAP, APRP

First Citizens Bank
     Nancy Kwasnick, APRP

First Community Bank
     Erin Bailey, AAP, APRP
     Garry Stutts, AAP, APRP

First Community Bank of Batesville
     Amber Bass, APRP

First Federal Bank of the Midwest
     Brittany Powers, AAP, APRP

First Federal Community Bank, SSB
     Lisa Butler, AAP, APRP

First Financial Bank
     Jason Locke, AAP, APRP

First Flight Federal Credit Union
     Michael Surles, APRP

First Foundation Bank
     Rosalie Van Doren, AAP, APRP

First Merchants Bank
     Stacy Hammonds, AAP, APRP

First National Bank of Gillette
     Danna Burchess, AAP, APRP

First National Bank of Omaha
     Barry Gideon, AAP, APRP

FirstBank
     Angela Sawyer, AAP, APRP

FirstBank Holding Company
     Tyler Keller, APRP

FIS
     Elizabeth Thomas, APRP

Fort Lee Federal Credit Union
     Leslie Ward, AAP, APRP

Fortune Bank
     Jaimie Mckeen, APRP

Frandsen Bank & Trust
     Tally Rasmussen, AAP, APRP

Frandsen Financial Corporation
     Mary Beranek, AAP, APRP
     Amy Hagman, AAP, APRP

Freedom Financial Network
     Kerrie Kulak, AAP, APRP

Fremont Bank
     Natasha Trubman, APRP

G

Garcia Audit & Consulting Services
     Lorraine Garcia, APRP

Geauga Savings Bank
     Heathyr Ullmo, APRP

Generations Federal Credit Union
     Tracy Merritt, AAP, APRP

Georgia United Credit Union
     Jeanette Waye, AAP, APRP

Goldman Sachs
     L. Scott Sandberg, AAP, APRP
     Denise Schuster, AAP, APRP

Gorham Savings Bank
     Kelly O'Donnell, AAP, APRP

Great Southern Bank
     Christine Frederick, APRP

Green Dot Corporation
     Marcus Moren, AAP, APRP

Greenwood Credit Union
     Janet McAuslin, AAP, APRP

H

Hilltop National Bank
     Beth Christy, AAP, APRP

Hiway Federal Credit Union
     Andrew Peltier, AAP, APRP

Holyoke Credit Union
     Kari Trombley, AAP, APRP

Home Savings Bank
     Jaime Lowther, AAP, APRP

Horicon Bank
     Jennifer Muche, AAP, APRP

HSBC Bank USA, N.A.
     Jeanette Pilie, AAP, APRP

Huntington National Bank
     Kay Dugger, AAP, APRP

I

IBM Southeast Employees Credit Union
     Karolina Diokmedjian, AAP, APRP

Ideal Credit Union
     Andrea LaPlante, AAP, APRP

Independence Bank
     Misty Wells, AAP, APRP

Indiana University
     Ruth Harpool, AAP, APRP
     Matt Schaefer, APRP

Integrity Federal Credit Union
     Jessica Mann, AAP, APRP

InterBank
     Leisha Morris, AAP, APRP

J

Jack Henry & Associates
     Rebecca Nellis, AAP, APRP
     Allison Nelson, APRP
     Kimberly Rothwell, AAP, APRP
     Stephen Tull, APRP

Johnson Bank
     Cathy Housaman, AAP, APRP
     Basharat Latif, AAP, APRP

K

Keesler Federal Credit Union
     Brandice McKenzie, AAP, APRP

Kemba Credit Union
     Ali Knuckles, AAP, APRP

KeyPoint Credit Union
     Eric Nelson, AAP, APRP

Kohler Credit Union
     Alaina Ackley, APRP

L

Lake Area Bank
     Jessica Trenda, AAP, APRP

Lakeland Bank
     Katherine Blake, AAP, APRP

Lead Bank
     Peter McVey, AAP, APRP

Los Angeles Police Federal Credit Union
     Van Srun, APRP

Luther Burbank Savings
     Kendra Coffey, APRP

M

M&T Bank
     Kristen Karkau, AAP, APRP

Machias Savings Bank
     Peggy Anderson, APRP

Magnolia State Bank
     Suzette Sullivan, APRP

Manasquan Bank
     Heather Schick, AAP, APRP

Marion Center Bank
     Glenda Pearce, AAP, APRP

Merchants Bank of Indiana
     Stephanie Morris, AAP, APRP

MidCountry Bank
     Pamela Carl, AAP, APRP
     Brittani Wegner, AAP, APRP

Minnesota Credit Union Network
     Rebecca Frederick, APRP

Mountain Commerce Bank
     Helene Rodzevicius, APRP

MUFG Union Bank
     Cristina Hellems, AAP, APRP
     Allen Topalian, APRP

N

Nacha
     Danita Tyrrell, AAP, APRP

National Association of Federally-Insured Credit Unions
     Jennifer Aguilar, APRP

National Bank of Commerce
     Maximilian Florestano, APRP

National Credit Union Administration
     Lisa Minor, APRP

Navy Federal Credit Union
     Charla Tompkins, AAP, APRP

NBKC Bank
     Brian Baird, AAP, APRP

NEACH
     Sandra Gobin, AAP, APRP
     Elizabeth Grayeck-Birchell, AAP, APRP
     Sandy Ortins, AAP, APRP
     Kathleen Shea, AAP, APRP, 

Nicolet National Bank
     Kathryn Maronek, AAP, APRP

North American Banking Company
     Teresa Sorensen, AAP, APRP
     Melinda Walker, AAP, APRP
     Mary Zaiger AAP, APRP

North Shore Bank of Commerce
     Jacquelyn Webb, AAP, APRP

O

Office of the Comptroller of the Currency
     Karen Alderson, AAP, APRP

Old National Bank
     Pamela Demski, AAP, APRP

OmniFund
     Stacy Roderick, AAP, APRP

OneMain Financial
     Jamie Garwood, APRP
     Nicole Gross, APRP

Ozark Bank
     Charlotte Terry, APRP

P

Pacific Mercantile Bank
     Chhatrasingh Kothari, AAP, APRP
     Christina Rice, AAP, APRP

Pacific Premier Bank
     Chris Comstock, AAP, APRP 

Pan American Bank & Trust
     Melissa Hummel, APRP

Park Bank
     Nicole Martin-Schallhorn, AAP, APRP

PaymentsFirst, Inc.
     Jeanne Bishop, AAP, APRP
     Timothy Dycus, AAP, APRP
     Chad Frank, AAP, APRP
     Meredith Stubblefield, AAP, APRP

Payveris
     Cecile Richard, AAP, APRP

Pegasus Bank
     Jenny Murphey, AAP, APRP

PenFed Credit Union
     Elisabeth Freeman, AAP, APRP

Peoples Trust Company
     Kimberly Murphy, AAP, APRP

People's United Bank, N.A.
     Daniel Sargalski, AAP, APRP

Pinnacle Bank
     Mark Wright, APRP

Pinnacle Financial Partners
     Connie Arrington, AAP, APRP
     Kristin Stedman, AAP, APRP

PNC Bank
     Doris Funderwhite, AAP, APRP

Portage Community Bank
     Christine Black, AAP, APRP

Prairie Bank of Kansas
     Misty Harter, AAP, APRP

ProFed Federal Credit Union
     Todd Roach, AAP, APRP

Providence Bank
     James Haslag, AAP, APRP

PTap Advisory, LLC
     Peter Tapling, APRP

Purdue Federal Credit Union
     Brenda Dobson, AAP, APRP

Q

Qualpay, Inc.
     Loriann Ouimet, AAP, APRP

R

Rabobank
     Pedro Ferrer-Pol, APRP

Randolph-Brooks Federal Credit Union
     Justin Steinle, APRP

Redstone Federal Credit Union
     Kim Hodge, AAP, APRP

Renasant Bank
     Martha Pascale, AAP, APRP

Rhinebeck Bank
     Alexandra Martinez, AAP, APRP

Roundbank
     Vicky Washa, AAP, APRP

Royal Credit Union
     Jennifer Brantner, AAP, APRP

S

SAFE Credit Union
     Jeanne Holmes, APRP

Sentry Credit Union
     Karen Apfelbeck, AAP, APRP

Settlers Bank
     Brooke Tiedt, AAP, APRP

SHAZAM, Inc.
     Luann Kohlmann, AAP, APRP

Silicon Valley Bank
     Jason Carone, AAP, APRP
     Gabriel Hagen, APRP

Smart Financial Credit Union
     Adrienne Brown, APRP

Southern Financial Exchange
     Catherine Bishop, APRP
     Nadirah Rashadeen, AAP, APRP

Southern Michigan Bank & Trust
     Autumn Rathbun, AAP, APRP
     Meghan Usher, AAP, APRP

Sovita Credit Union
     Daniel Fondren, AAP, APRP

Spokane Teachers Credit Union
     Lisha Johnson, APRP

St. Mary's & Affiliates Credit Union
     Michele Lehmann, AAP, APRP

Sterling State Bank
     Jeffery Maxfield, APRP

StonehamBank
     Mary Celli, AAP, APRP

Suncoast Credit Union
     Jodi Smith, AAP, APRP

Sunshine Bank
     Dale Metoff, AAP, APRP

T

TD Bank, N.A.
     Stephen DiRico, APRP
     Amber Faedtke, AAP, APRP
     Monica Wagner, APRP

Technology Credit Union
     Nathan Carman, AAP, APRP

Texas Capital Bank
     Erin Portwood Ketonen, AAP, APRP

Texas Dow Employees Credit Union
     Jaclyn Robotham, AAP, APRP

Texell Credit Union
     Richard Jimmerson, AAP, APRP

The Bankers Bank
     Malinda Rickel, AAP, APRP

The Clearing House
     Olivia Maciel, AAP, APRP

The Clearing House Payments Authority
     Adrian Brown, AAP, APRP
     Monique-Renee Canty, AAP, APRP
     Stacey Gross AAP, APRP
     Lisa Iselli, AAP, APRP
     Christina Poole, AAP, APRP

The Cooperative Bank
     Anthony White, AAP, APRP

The Dart Bank
     Nanette Listing, AAP, APRP

The Evangeline Bank and Trust
     Shelbie Miller, AAP, APRP

The First National Bank & Trust Co.
     Robin VanHoozer, AAP, APRP

The Perfect Processor
     John Wong, AAP, APRP

The State Bank
     Jacquelyn Owens, AAP, APRP

Third Party Payment Processors Association
     Lisa Black, AAP, APRP
     Marsha Jones, APRP

Three Rivers Federal Credit Union
     Annette Brown, AAP, APRP

TIAA Bank
     Megan Bloomberg, AAP, APRP
     Tina Tomasello, AAP, APRP

Torrington Savings Bank
     Rita Myers, AAP, APRP

Transportation Alliance Bank
     Jeremy Brown, AAP, APRP
     Tanya Wilson, AAP, APRP

True Sky Credit Union
     Nancy Rooker, AAP, APRP

U

U.S. Bank
     Jennifer Jones, APRP

U.S. Department of the Treasury, Bureau of the Fiscal Service
     Natalie Diana, APRP

UMB Bank, N.A.
     Austin Abelbeck, APRP
     Eric Cernech, APRP
     Erin Dolinich, APRP
     Shelly Dollins, AAP, APRP
     Stephen Embree, AAP, APRP

Union Bank & Trust Company
     Michelle Bahr, APRP
     Holly Sidlo, AAP, APRP

Union State Bank
     Amy Potts, AAP, APRP

United Bank
     Chris Zagars, AAP, APRP
     Victoria Pettersen, AAP, APRP

United Bankers' Bank
     Jillian Johnson, AAP, APRP

University Federal Credit Union
     Marlowe Mackay, AAP, APRP

Upper Midwest ACH Association
     Andrew Benhardus, AAP, APRP
     Angi Farren, AAP, APRP
     Myriah Garvey, AAP, APRP
     Sara Hentges, AAP, APRP
     Jennifer Miller, AAP, APRP
     Maria Patch, AAP, APRP

UVA Community Credit Union
     Christopher Hobbs, AAP, APRP

V

Visions Federal Credit Union
     Dijana Caister, AAP, APRP

VSoft Corporation
     Wanda Downs, AAP, APRP
     Kevin Olsen, AAP, APRP

W

WACHA - The Premier Payments Resource
     Nicole Ambort-Cram, AAP, APRP

Waterford Bank
     Angela Wietrzykowski, APRP

Watertown Savings Bank
     Jan Viglirolo, AAP, APRP

Webster Bank
     Erica Castro, AAP, APRP

Wells Fargo
     James Beare, APRP
     Kaila Brasington, AAP, APRP
     Sandra Brown, AAP, APRP
     Pamela Curry, AAP, APRP
     Heather Davis, AAP, APRP
     Lindsay Fusaiotti, AAP, APRP
     Nathan Keller, AAP, APRP
     April Frazier Knight, AAP, APRP
     Morgan McGowan, AAP, APRP
     Gloryana Nelson, AAP, APRP
     Andrée Ortega, AAP, APRP
     Mary Beth Pieper, AAP, APRP
     Jesse Shank, AAP, APRP
     Gloria Weissbart, AAP, APRP

WesPay
     John Curtis, AAP, APRP
     Constance LaChance, AAP, APRP
     James Petkovits, AAP, APRP

Whitaker Bank
     Christina Cook, APRP
     Krista Lainhart, AAP, APRP

Wings Financial Credit Union
     Mitchell Evan Kenady, AAP, APRP

Wisconsin Credit Union League
     Laura Nelson, AAP, APRP

Z

Zions Bancorporation
     Dean Graham, APRP
     Judith McClelland, AAP, APRP
     Jackie Miller, AAP, APRP

Jeannie Bauer, AAP, APRP

Patrick Klein, AAP, APRP