General Payments School of Study Courses

 Sunday, July 21

Essentials of the ACH Network Part I

AAP Prep School of Study | General Payments School of Study
1:45 PM-3:45 PM

This course examines the requirements of the annual ACH audit, including both the operational and risk assessment guidelines. It also provides students with necessary information and insights to effectively perform both the ACH and risk assessment audits and to monitor compliance with the NACHA Operating Rules and other regulations. Gain an understanding of the functions that need to be audited, explore where noncompliance may represent increased risk, and assess potential liabilities.

Gai Craig, AAP, CTP
Executive Vice President, Association Services, PaymentsFirst Inc.


Comparative Payment Systems

General Payments School of Study | AAP Prep School of Study | APRP Prep School of Study
1:45 PM-3:45 PM

There is no need to get lost among the different payment systems. Faculty guide you through these systems in an interactive discussion that provides a greater understanding of the comparative benefits and uses of these payment methods. Students also gain a working knowledge of the governing rules, laws and regulation, and much more.​

Sandy Ortins, AAP, APRP, NCP
Vice President, Education, NEACH


Essentials of the ACH Network Part II

AAP Prep School of Study | General Payments School of Study
4:00 PM-5:30 PM

Students gain a deeper understanding of complex concepts and nuances in the NACHA Operating Rules that relate to payment origination and receipt, risk management, rules, compliance, enforcement and exception processing. Faculty explores operational, legal and business aspects of the Rules, and offers insights into best practices, paying special attention to warranties, liabilities and responsibilities surrounding ACH participation. Students also learn to draw distinctions between commercial and consumer considerations, explore ODFI and RDFI perspectives, and discuss the use of third parties.

Gai Craig, AAP, CTP
Executive Vice President, Association Services, PaymentsFirst Inc.


NEW! Wires: Functionality & Risk Study

General Payments School of Study | APRP Prep School of Study
4:00 PM-5:30 PM

This course introduces students to the primary wire transfer systems in the U.S. – the Federal Reserve Bank’s Fedwire Funds Transfer System and the Clearing House Interbank Payment System (CHIPS). Topics discussed include the role wire systems play in high-value, urgent payments, and how these systems interplay with other Real-Time Gross Settlement (RTGS) systems and the SWIFT international financial messaging network. Students gain an understanding of the key attributes, capabilities, uses and developments in wire transfers, including the possible impact of faster payment mechanisms to this legacy system. Risk mitigation and detection methods are also reviewed.

Stephen Wojciechowicz, AAP, CTP
Director, Head of Product Governance and Risk, Americas, Deutsche Bank Trust Company Americas


Monday, July 22

Standard Entry Class Codes 101

AAP Prep School of Study | General Payments School of Study
10:00 AM-11:30 AM

Standard Entry Class (SEC) Codes are not one size fits all when it comes to the NACHA Operating Rules that govern them. There are different requirements for SEC Codes regarding the specifics of the validity of each code, time frames, authorization requirements, and liabilities. Improper coding can result in a major headache for your organization. This interactive class provides an overview of SEC Codes to help you prepare to take the AAP exam, and help your organization avoid compliance issues in a fast-paced setting.

Jennifer Kirk, AAP
Vice President, Education, EPCOR


Tuesday, July 23

Industry Update: Faster Payments State of the Movement

Lecture Halls | General Payments School of Study
8:30 AM-9:30 AM 

Same Day ACH, Real-Time Payments, Zelle and other faster payment options continue to expand, and many of us feel like we are on information overload. Making decisions on where to go with faster payments can be baffling, whether you are a financial institution or corporate practitioner. Speakers lay out the fundamentals of faster payments and the role NACHA and the RPAs play in the faster payments education space as well as the efforts of the Fed, the Clearing House and other market influencers.

Faculty to be announced


NEW! Checks: Functionality & Risk Study

General Payments School of Study | APRP Prep School of Study
9:45 PM-11:00 AM 

Although the use of electronic payments is ascending, the use of checks – whether paper or image – continues to exist. This course explores different types of negotiable instruments and the products and systems that support them, such as Remote Deposit Capture (RDC), other mobile options, and corporate availability for those organizations to keep up with these advancements. Students gain an understanding of the key attributes, life cycles, capabilities, uses and developments in checks and images, including the possible impact of faster payment mechanisms to this legacy system. Risk mitigation and detection methods are also reviewed.

Sandy Ortins, AAP, APRP, NCP
Vice President, Education, NEACH


Concepts of Treasury Management

General Payments School of Study
11:15 AM-12:30 PM

Treasury and cash management are central to corporate payments. Understanding the principles and tools of both is critical. Students delve into the reality of using treasury management services in today's environment, and learn about current trends and developments. Global treasury issues and considerations, fraud prevention, and the risks associated with some services are also addressed, as are the benefits of having a Certified Treasury Professional (CTP) on staff.

Elizabeth A. Cronenweth, AAP, CTP
SVP, ACH Segment Manger, Huntington National Bank

Tristan Thompson
SVP, Payments Group Manager, Bank Product, UMB Bank, N.A.


Survey of Card Products & Clearing

General Payments School of Study | APRP Prep School of Study
11:15 AM-12:30 PM

A thorough examination of card networks helps students gain a comprehensive understanding of card-based payments and build a foundation for subsequent card-based concepts. Basic definitions and terms are discussed, as are card-based payment statistics and their impact on the payments industry, examining how business models are changing with regards to emerging risks and fraud, technology, and regulation. Faculty discusses how these impact business lines, relationships, decision making and behavior.

Jennifer Stadler, CPP
Senior Director, Education and Communication, PaymentsFirst Inc.


Strategies for Marketing & Implementing Products: Shark Tank Edition

General Payments School of Study
3:15 PM-4:30 PM

Making the decision to offer a new product or service is merely the first step on a long road. Determining the features and benefits of the product is essential, but selling the product is the key to its success. Students learn to examine the steps for product and service implementation while examining key attributes of marketing strategy and how to take advantage of tools available to assist in delivering this product to the organization. This interactive course provides examples of products ready for implementation, and students will have the opportunity to work together to build a rollout plan and propose it to see if the product would be sold to a shark!

Elizabeth A. Cronenweth, AAP, CTP
SVP, ACH Segment Manger, Huntington National Bank

Jennifer Kirk, AAP
Vice President, Education, EPCOR


Wednesday, July 24

Do you Really Understand the NACHA Operating Rules?

AAP Prep School of Study | General Payments School of Study
10:00 AM-11:30 AM

Do you follow the NACHA Operating Rules to the letter all the time? Does your organization have processes in place that, when compared to the Rules, might make sense for your organization but could be considered a rules violation? This interactive course looks at some processes that walk a fine line between compliant and noncompliant. Using examples submitted anonymously from other students and from real-life audit findings, students come away with an understanding of why the Rules are written as they are and how the application of the Rules may vary. Students interested in attending this class will have the opportunity to submit questions prior to TPI.

Joseph Casali, AAP, NCP
Senior Vice President, NEACH


ACH File Formats

AAP Prep School of Study | General Payments School of Study
12:15 PM-1:45 PM

ACH Origination begins with a properly formatted file. This course focuses on the intricacies of ACH Record Formats. Faculty takes students on a comprehensive and detailed tour of the 94 characters that comprise an ACH entry. Students also review Addenda Records and proper formatting, and examine field purposes, specific field values, and commonly experienced problems. The instructor provides tips for optimizing ACH Network participation with a command of the bits and bytes of ACH.

Joseph Casali, AAP, NCP
Senior Vice President, NEACH


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