Continuing Education for Accredited ACH Professionals
Maintain Your Status as an AAP
Continuing Education courses allow the Accredited ACH Professional to stay up-to-date on new rules, regulations and products within the payments industry. The financial institutions, service providers and educational organizations that make up the payments industry support this effort to keep AAPs at the head of their field by offering Continuing Education courses. ACH professionals, on the other hand, benefit by gleaning new information from Continuing Education Courses, which they then use to strengthen their organizations and the quality of the ACH Network as a whole.
- March 31, 2019 - Deadline for filing AAP Continuing Education Credits (CEC).
- April 1-30, 2019 - Late filing of Continuing Education Credits.
**Late fee will apply.
Maintaining Your AAP Status
As an Accredited ACH Professional, you’re required to maintain your status by earning 60 Continuing Education credits within the five-year accreditation period, with no more than 20 credits completed per year. Fifty minutes of educational activity is equal to one renewal credit: if you participate in an hour and a half (90 minutes) teleseminar, for instance, you should divide 90 by 50, which gives you 1.8 renewal credits.
Continuing Education courses can take a variety of formats, but must fall under one of the six general ACH topic areas:
- General Payment Overview/Comparative Payment Systems
- Marketing & Products
- Risk Management
- Rules & Regulations
- Operational Process/Flow
- Technical Standards/Format
The types of educational activities that count toward accreditation renewal vary widely:
- Attend a professional seminar or training, such as those offered through The Payments Institute or Regional Payments Associations.
- Volunteer on certain NACHA or Regional Payments Association committees or Board of Directors, or enroll in the NACHA Buddy Program as a mentor.
- Publish an article, book or paper on an ACH topic.
- Teach a course or seminar on an AAP-related topic.
For more details on eligible educational activities, see the continuing education guidelines linked in the right-hand sidebar.
Filing Continuing Education Credits
You can file your credits either online or by U.S. mail.
Please follow the steps below to file your continuing education credits online.
- Login to the NACHA website using your email address, then enter your password.
- Navigate to My Profile, located at the top of the homepage. Click on AAP Education Credit, then click on Pay Credit Submission Fee.
- Complete the payment process, then navigate back to AAP Education Credit under My Profile. Click Add Your Credits to open the Self-Reported Credits box.
- To enter a self-reported credit, first select the certification area, then enter the activity/event title, number of credits, activity date and program sponsor. Click Save.
- Click Add Your Credits to repeat process to report up to a maximum of 20 credits.
Credits earned during a calendar year may only be reported in the reporting period specific to the calendar year. For example: Credits earned in 2018 may only be reported beginning May 1, 2018 through March 31, 2019. Under no circumstances is NACHA able to accept credits outside the current reporting period. Please refer to the Continuing Education Guidelines for guidance on what educational activities are eligible for AAP continuing education credits.
NACHA conducts 50 audits per year of AAP renewal credits, so you must retain copies of your supporting documentation for at least three years. Any credits that can’t be substantiated, in the event of an audit, will be disqualified.