Payment Innovations & Technologies

Monday, July 22

PAYMENTS REVOLUTION PART I: TECHNOLOGY

Payment Innovations & Technologies School of Study
10:00 AM-11:30 AM | Oak Amphitheater

The continuously evolving payment capabilities of smartphones, and the development of touchless devices such as VISA’s payment ring and Amazon Alexa, have demonstrated their consumer appeal. The person-to-person (P2P) space is also giving rise to greater consumer purchasing power with companies like Facebook, PayPal, Venmo, Google and Square, and now with the FI-supported Zelle upping the payments ante. This introductory course explores the interconnectivity of the technology surrounding the payments revolution and provides insight into how your organization can adopt some of these capabilities to benefit both you and your customers.

Peter Tapling
Principal, PTap Advisory

PAYMENTS REVOLUTION PART II: PAYMENT EXPERIENCE

Payment Innovations & Technologies School of Study
12:45 PM-2:45 PM | Oak Amphitheater

Building upon the technologies discussed in Part I, this course provides a deep look into the changing face of commerce, and how it directly correlates to evolving technology. With apps like Uber automatically processing your fare with the card on file, and Starbucks allowing you to place an order and pay before getting to the coffee shop, merchants are completely changing the consumer payment experience, especially for those offering reward programs. In a world where faster has become a way of life, these enhancements are winning consumers over in the user experience arena. Attend this class to understand how e-commerce and data contextualization have evolved, as well as how better in-person payment experiences are affecting consumer and business relationships.

Brian Dao, AAP
Assistant Vice President, Commerce Bank

Shawn Princell
President, Cash Flow Solutions Inc.

XYZS OF APIS

Payment Innovations & Technologies School of Study
3:15 PM-4:45 PM | Oak Amphitheater

This course examines cloud computing and how APIs factor in to the internet of things (IoT). Also discussed is how APIs differ between local, web and program and why design and data structure are important.

Orlando Santos
Vice President, Product Strategy & Innovation, Payrailz

Tuesday, July 23

Strategies for Developing Fintech Partnerships

Payment Innovations & Technologies School of Study
9:45 AM-11:00 AM | Oak Amphitheater

More than a fleeting buzzword, fintech is redefining innovation in financial services with new approaches to R&D, collaboration, strategy, and product design and delivery. With a customer-centric focus supported by analytics, fintechs are often good potential partners, especially for projects with goals that extend beyond what traditional banking is accustomed. Fintechs and the regulatory environment surrounding them promise to fundamentally change financial services and payments in the digital age, while disrupting business models and the notion of what it is to be a financial institution. This course helps students develop strategies for developing fintech partnerships. 

Brian Dao, AAP
Assistant Vice President, Commerce Bank

Shawn Princell
President, Cash Flow Solutions Inc.

THE IMPACT OF DISRUPTORS

Payment Innovations & Technologies School of Study
11:15 AM-12:30 PM | Oak Amphitheater

EMV, Bluetooth, QR codes, Venmo, WeChat, Apple Pay, blockchain. It seems like a new innovation is introduced every day. How do you know what the next big thing will be, and how should your organization prepare for what's coming while integrating existing offerings? In this course, learn how payments are no longer business as usual and why the industry must consider how to do business differently in the face of ever-expanding entrants into the payments ecosphere.

Brian Dao, AAP
Assistant Vice President, Commerce Bank

Shawn Princell
President, Cash Flow Solutions Inc.

Using ISO 20022 to Modernize Payment Formats

Payment Innovations & Technologies School of Study
3:15 PM-4:30 PM | Oak Amphitheater

To better enable transactional banking across all geographies, high-value, low-value and real-time payments systems from around the world are adopting ISO 20022. ISO 20022 has many uses, including leveraging the format to better enable emerging payment types. Students learn the capabilities of ISO 20022 and hear about the efforts of industry stakeholders, including Nacha and the Fed, in the transformation of the standard. 

Orlando Santos
Vice President, Product Strategy & Innovation, Payrailz

Wednesday, July 24

Understanding the Internet of Things

Payment Innovations & Technologies School of Study
10:00 AM-11:30 AM | Oak Amphitheater

Analysts predict the number of connected devices by 2020 will be in the 20 to 50 billion range. It is a staggering number and one needs to take notice. In a world driven by innovation and the need for speedy, constant connectivity, consumers and companies are shaping the future of all types of goods. How will the security of the device and data be managed? This introductory class dives into the differences between the “internet of things” and the “internet of payments things,” how they came about, the types of issues that could arise, how financial institutions can harness this movement, and much more.

Hector Sandoval, CTP
VP, Product Line Leader, Early Warning

Intersection of Innovation

Payment Innovations & Technologies School of Study
12:15 PM-1:45 PM | Oak Amphitheater

Course description coming soon.

Richard M. Fraher
Independent Consultant

Peter Tapling
Principal, PTap Advisory