Direct Deposit Delivers

Direct Deposit has an impressive track record, and its impact is the focus of information below or two dedicated pages:

Direct Deposit DeliversDirect Deposit Delivers Like Clockwork

Direct Deposit is one of those things that’s easy to take for granted. Like clockwork, it delivers employees' salaries each payday, as well as Social Security and veterans benefits. And as far as most people are concerned, it all happens without a second thought.

However, Direct Deposit continues to deliver -- whether its economic impact or child tax credit payments or 94% of American salaries or benefits such as Social Security or veteran's benefits. 

To learn more follow #DirectDepositDelivers on social media or visit: and

Direct Deposit Delivers Resources to Share

As an employer or employee, you may have benefited from Direct Deposit as well. And, if you’d like to share the positive impact that Direct Deposit has had, we’ve developed some sample social media posts.

Learn More

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5 Reasons Why It’s Crazy for Businesses to Write Checks

March 17, 2021
ACH payments provide clear benefits compared to check payments. If your company currently does not send ACH payments to vendors/suppliers, you can contact your bank for recommendations on how to get started with sending ACH payments. 

Statement on the Passage of the American Rescue Plan Act

March 11, 2021
Passage of the American Rescue Plan Act of 2021 into law provides relief for tens of millions of Americans. The ACH Network is ready to deliver these relief payments via Direct Deposit, with funds available to people on the day instructed by the IRS.
Press Release

America Saves Week Takes on Added Importance This Year

February 2, 2021
When the pandemic hit, a lot of people suddenly found themselves out of work and in need of savings to weather the storm. The trouble is that even before COVID-19, many Americans didn’t have much put away. This highlights the importance of America Saves Week. 

Direct Deposit for Tax Refunds: Why Wouldn’t You?

January 25, 2021
All those who don’t like getting their money faster can stop reading here.  For the rest of us, if you’re expecting (or at least hoping for) a tax refund this year, make sure to give the IRS your Direct Deposit information.  It’s a great idea in general, but this year there are additional reasons for ensuring your refund goes straight to your bank account. For one thing, the IRS said recently that nine out of 10 taxpayers will receive their refund “within 21 days of when they file electronically” if they use Direct Deposit. Besides, have you mailed anything recently?

A Few of Our Favorite Things

January 6, 2021
While Rodgers’ and Hammerstein’s favorite things may have been raindrops on roses, whiskers on kittens and warm woolen mittens, for Nacha some of our favorite things include Direct Deposit and Split Deposit. Throughout 2020, we shared some of our favorite things in posts from Hollywood to a community church in Maryland to tips for simplifying your financial life.

Funds from ACH EIPs Will Be Available Jan. 4, 2021

December 29, 2020
The IRS and the U.S. Treasury have confirmed that 113 million EIPs by ACH are being processed this week, with an effective date of Monday, Jan. 4, 2021. Under the Nacha Rules, RDFIs must make funds available by 9:00 a.m. (RDFI local time) on Jan. 4.

Nacha Launches

December 22, 2020
To help consumers better understand how Direct Deposit is used every day, Nacha recently launched 
Press Release