Event Type

Digging into the New Nacha Warranty Claims Rule


Jennifer Aguilar
Jennifer Aguilar
Ballard Spahr
Andrew Erskine
Assistant General Counsel
J.P. Morgan
Jeanette Hait Blanco
General Counsel




AAP/APRP: $230
DFI: $225
Member: $250
Nonmember: $330

Registration for this webinar is now closed. The recording will be available for purchase early next week.


Did you know that a new Nacha Operating Rule pertaining to warranty claims became effective in June? Did you know it limits the length of time in which a Receiving Depository Financial Institution (RDFI) is permitted to make a claim against an Originating Depository Financial Institution (ODFI) for breach of its warranty that an ACH entry was authorized?

For ODFIs, it provides greater certainty surrounding the liability for processed transactions. And, RDFIs may need to adjust their procedures for asserting claims for breach of authorization warranties to ensure compliance under the new Rule.

In this webinar, our panel of industry attorneys will talk about the Rule, the applicable time limits to consumer and non-consumer accounts, how those limits relate to other laws and regulations – including Regulation E, and the steps a financial institution should take to implement and respond to warranty claims.

Learn how:

  • Nacha Operating Rules and Regulation E time periods relate to consumer transactions
  • The shift in liability from ODFI/Originator to RDFI/Receiver for older transactions might impact your organization
  • Breach of warranty claims are made and resolved outside the ACH Network

AAP & APRP credits:1.2