Nacha Adds Nivelo to Phixius Early Adopter Program

HERNDON, Va., Nov. 2, 2020 – Nacha welcomes Nivelo to its growing list of partners– including Visa – who have signed up as an early adopter of Phixius, a payment-information exchange platform that helps organizations more securely share and manage electronic payments information. (Related release.)

Nacha’s holistic and in-depth understanding of businesses’ payment and data challenges led to the development of Phixius, which was designed to improve interoperability, standardization and automation while reducing fraud. Phixius does this through a network of credentialed financial institutions and payment service providers (known as Credentialed Service Providers or CSPs), standardized open APIs (application programming interfaces), streamlined authorization and audit capabilities, and secured information exchange channels.

“We welcome Nivelo as an early adopter. They share Nacha’s commitment to creating solutions that improve the digital payment experience for businesses. We are excited Nivelo will begin to leverage Phixius to enable important data services for businesses paying employees,” said George Throckmorton Nacha Managing Director and Executive Director of Afinis API Standards.

“We are excited to be a Phixius early adopter,” said Eli Polanco, founder and CEO Nivelo, a digital payment security company. “Nivelo is on a mission to add needed risk infrastructure in the digital payment space and launched its Real-Time Risk Scoring API to protect payments from fraud. Partnering with Phixius will add new layers of risk visibility into the fraud detection algorithms that power our API service.”

For other organizations interested in learning more about or implementing Phixius, contact George Throckmorton at or go to


About Phixius

Phixius, developed and operated by Nacha, is a platform that utilizes technology, standardized APIs and rules to enable interoperability for the secure exchange of payment-related information within a trusted network of connected credentialed service providers (CSPs). CSPs connect to Phixius to improve automation and reduce payments fraud in areas of onboarding customer information, invoice requirements, payor authorization and to enhance services for their customers. Learn more at

About Nacha

Nacha is a nonprofit organization that convenes hundreds of diverse organizations to enhance and enable ACH payments and financial data exchange within the U.S. and across geographies. Through the development of rules, standards, governance, education, advocacy, and in support of innovation, Nacha’s efforts benefit all stakeholders. Nacha is the steward of the ACH Network, a payment system that universally connects all U.S. bank accounts and facilitates the movement of money and information. In 2019, 24.7 billion payments and nearly $56 trillion in value moved across the ACH Network. Nacha also leads groups focused on API standardization and B2B payment enablement. Visit for more information, and connect with us on LinkedIn, Twitter, Facebook and YouTube.

About Nivelo

Nivelo is a digital payment security company unleashing fast and safe money movement. Nivelo provides risk infrastructure to originators, third-party senders and other payment providers to help businesses reliably execute frictionless digital payments. With a focus in electronic account-to-account payments like ACH, and a first focus in the payroll industry, the company offers smart-AI payment risk assessment via APIs that provide unprecedented levels of risk visibility. Visit us in New York City or online at and @nivelo_payments.

# # #