Nacha News

Nacha creates broadly adopted payment and financial messaging rules and standards through consensus-led governance, international collaboration, and innovative development practices. We continually advance the ubiquitous ACH Network and engage diverse stakeholders to accelerate a digital future of global financial services interoperability.

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Nacha Adds Visa to Phixius Pilot Program

Nacha today announced that Visa joined a growing list of partners piloting Phixius – a payment-information exchange platform that helps credentialed service providers share and manage electronic payments information, making pre and post payments processing more efficient and secure than current processes.

Already the ACH Contact Registry is Being Put to Good Use

That didn’t take long at all. 

The ACH Contact Registry opened for business on July 1, and within a matter of days there were success stories to tell. Like when Eric Wester at UMACHA got a call from a member needing help with a missing payroll credit. Wester suggested getting in touch with the RDFI to track down the status of the payment.

Nacha Awards Nearly 400 Individuals the Accredited ACH Professional Credential



Nacha Awards Nearly 400 Individuals the Accredited ACH Professional Credential

 New and Current AAPs to Be Recognized During National AAP Recognition Day - February 11, 2014  

HERNDON, Va., January 17, 2014 – Nacha – The Electronic Payments Association recently awarded 377 individuals the Accredited ACH Professional (AAP) credential. The AAP credential establishes one’s credibility, professional competency, and expertise within the payments industry. The addition of these newly credentialed AAPs brings the total number of ACH professionals awarded the credential since the Program began in 1993 to more than 4,000.

To be awarded the AAP credential, individuals must pass a comprehensive exam, which is administered by Nacha each fall.  The exam tests an individual’s knowledge of a variety of subjects including the Nacha Operating Rules; the ACH Network and other payments systems; technical and operational ACH requirements; risk management; and payments-related regulations. 

“The AAP credential is the standard of excellence in ACH payments competency,” said Janet O. Estep, president and CEO of Nacha.  “AAPs are recognized payments industry experts on subjects ranging from the Nacha Operating Rules to sound risk management practices, and as such, are highly regarded by financial regulators and examiners. They play a key role in the individual organizations they serve and the greater industry as a whole, imparting knowledge and supporting practices that help ensure continued confidence in ACH payments and the safety, security, and reliability of the ACH Network.”

In recognition of their achievement, Nacha and the Regional Payments Associations will honor recently credentialed and current AAPs during National AAP Recognition Day, which will be held on February 11, 2014. Celebrated annually on the second Tuesday of February, AAP Recognition Day highlights the importance of the AAP accreditation, as well as celebrates the achievements and contributions of AAPs nationwide.  This year, Nacha and the Regional Payments Associations will commemorate National AAP Recognition Day by flying a U.S. flag over the United States Capitol in Washington, DC, among other activities.                                                                                                                       

For more information about Nacha’s AAP Program, please visit For more information on ways to celebrate National AAP Recognition Day, visit

About Regional Payments Associations
Located throughout the United States, Puerto Rico, Virgin Islands, and Guam, Regional Payments Associations are in most cases not-for-profit trade associations whose main membership includes commercial banks, savings banks, credit unions, and savings and loans.  Through their membership in Nacha, Regional Payments Associations are specially recognized and licensed providers of ACH management, education, assistance, and services to all types of financial institutions. For more information about Regional Payments Associations, visit