Nacha News

Nacha creates broadly adopted payment and financial messaging rules and standards through consensus-led governance, international collaboration, and innovative development practices. We continually advance the ubiquitous ACH Network and engage diverse stakeholders to accelerate a digital future of global financial services interoperability.

Featured News

Nacha Introduces the Nacha Corporate Experience

The Nacha Corporate Experience Combines Standards and Technology to Deliver a More Efficient Payments Experience for Today’s Businesses 

ORLANDO, Fla., May 6, 2019 – Today, Nacha introduces the Nacha Corporate Experience, a new way of demonstrating how businesses can more effectively exchange payments and information.

ACH Network Sees Highest Quarterly Growth in 11 Years

Same Day ACH Volume Jumps 46%

HERNDON, Va., July 11, 2019 – The ACH Network saw its highest quarterly growth rate in more than a decade during the second quarter of 2019.

Volume rose 7.7% over the same period in 2018, marking the ACH Network’s biggest quarterly increase since the third quarter of 2008, as measured on a processing-day basis.

Nacha Government Relations Update

Before the long August recess, Congressional Leaders moved to truncate an already short September work period. This month, Congress will convene for a two-week session before Members return to their districts as they gear up for the November elections.

Congression​al Activity
Most immediately, Congress must pass a funding measure to keep the government open beyond the end of the fiscal year, ending September 30. In addition, businesses, Congressional Democratic and moderate Republican Members and the President have made a push for the reauthorization of the Export-Import Bank, which also expires at the end of the month. In the Continuing Resolution (CR) released by the House Appropriations Committee Tuesday, September 9, the government would remain funded until December 11, after Members have returned to Washington following the elections. Passage of this CR would allow Party Leaders to reassess legislative priorities during the "lame duck" period as the outcome of the November elections may position certain initiatives more favorably if taken up in a new Congress. 

Capitol Hill Activity
On September 9, 2014, financial regulators testified before the Senate Committee on Banking, Housing and Urban Affairs regarding Dodd-Frank implementation. Written testimony was presented by Comptroller Curry, Chairman Gruenberg and CFPB Director Cordray. The hearing webcast can be accessed on the committee website

Federal Reserve
On September 11, 2014, the Federal Reserve Board released Volcker Rule FAQs. The Board indicated it is working closely with the other agencies charged with implementing the requirements of the Volcker Rule (section 13 of the Bank Holding Company Act), including the OCC, the FDIC, the SEC, and the Commodity Futures Trading Commission. 

On September 5, 2014, the Federal Reserve Bank of Philadelphia announced that two new papers are available on its Payment Cards Center site:  On September 4, 2014, the Financial Services Policy Committee of the Conference of Presidents of the Federal Reserve System announced the completion of a program of research and input gathering designed to inform an initiative to improve the speed, efficiency and security of the U.S. payment system. A summary of those efforts and stakeholder input can be found at

On September 9, 2014, the Federal Trade Commission posted an article on its Consumer Information blog titled, "Data breaches, credit freezes, and identity theft... oh my!" The article responds to recent news of a large-scale data breach at Home Depot, and questions from consumers about credit freezes (also called security freezes). Also included are advice on account monitoring, checking free credit reports, and awareness of phishing scams. 

On August 28, 2014, the OCC Bulletin 2014-43 was issued to announce the revision of the "Electronic Fund Transfer Act" booklet of the Comptroller's Handbook, replacing a booklet issued in October 2011. The revised booklet provides updated guidance to examiners and bankers relevant to recent changes made to Regulation E regarding remittance transfers.

Legislative Tool Kit
House 2014 Calendar (in the right-hand bar)
Senate 2014 Calendar (in the right-hand bar)

Follow Nacha Government Relations on Twitter: @GR_Nacha for additional coverage of event and industry participation. Congrats on 500+ followers this month!