Nacha News

Nacha creates broadly adopted payment and financial messaging rules and standards through consensus-led governance, international collaboration, and innovative development practices. We continually advance the ubiquitous ACH Network and engage diverse stakeholders to accelerate a digital future of global financial services interoperability.

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Featured News

Nacha Adds Visa to Phixius Pilot Program

Nacha today announced that Visa joined a growing list of partners piloting Phixius – a payment-information exchange platform that helps credentialed service providers share and manage electronic payments information, making pre and post payments processing more efficient and secure than current processes.

Already the ACH Contact Registry is Being Put to Good Use

That didn’t take long at all. 

The ACH Contact Registry opened for business on July 1, and within a matter of days there were success stories to tell. Like when Eric Wester at UMACHA got a call from a member needing help with a missing payroll credit. Wester suggested getting in touch with the RDFI to track down the status of the payment.

Nacha to Recognize Nearly 400 New Recipients of the Accredited ACH Professional Credential during National AAP Recognition Day on Feb. 9

Also launches the AAP Exchange, an online community dedicated to the AAP experience

HERNDON, Va., Feb. 9, 2016 – In honor of National AAP Recognition Day, Nacha — The Electronic Payments Association announced it recently awarded 375 individuals the Accredited ACH Professional (AAP) credential. More than 4,300 professionals currently hold the credential.
To be awarded the AAP credential, individuals must pass a comprehensive exam that is administered by Nacha each fall.  The exam tests an individual’s knowledge of subjects including the Nacha Operating Rules, the ACH Network and other payments systems, technical and operational ACH requirements, risk management, and payments-related regulations.
“AAPs are an elite group of highly skilled payment professionals who are well-regarded by financial regulators and examiners, peers and clients,” said Scott M. Lang, AAP, senior vice president, Association Services at Nacha. “The demonstrated knowledge and expertise they bring to their workplaces help to distinguish their organizations as those committed to doing payments right.”
Also as part of AAP Recognition Day, Nacha launched the AAP Exchange. The online community is a dedicated space for AAPs, both current and aspiring, to engage with one another via conversations and blogs while staying informed about what matters to AAPs. It provides information such as educational opportunities to keep the AAP credential in good standing, information about the AAP exam, as well as a member and company directory. The site also features a new video, “AAP: The Gold Standard in Payments Accreditation,” that highlights the importance of the AAP Program.
To honor the recently credentialed and current AAPs during National AAP Recognition Day, which is celebrated annually on the second Tuesday of February, this year Nacha and the Regional Payments Associations (RPAs) will fly a U.S. flag over the U.S. Capitol in Washington, D.C. The flag then will be awarded to an AAP at the annual AAP Reception, sponsored by the RPAs, at PAYMENTS 2016, which will be held April 17-20, in Phoenix, Arizona.
AAPs receive exclusive registration rates for PAYMENTS 2016 ($1,325 through Feb. 9) and The Payments Institute ($2,195), two of Nacha’s premier educational events. Registration is now open for both programs, which offer continuing education credits.
For more information about the AAP Program, please visit
About Regional Payments Associations
Located throughout the U.S., Puerto Rico, Virgin Islands, and Guam, the Regional Payments Associations are specially recognized and licensed providers of ACH education, publications and support. While each Regional Payments Association is a separate organization, their shared mission is to educate ACH Network users and provide information and resources to their members. For more information about Regional Payments Associations, visit
PAYMENTS 2016, which is taking place April 17-20 at the Phoenix Convention Center in Arizona, is a proven, well-respected, and powerful event that provides attendees with the latest research, industry pilot results, insights, trends and forecasts to support and drive payments innovation. Information is delivered through interactive educational sessions and workshops with renowned speakers from financial institutions, corporations, government agencies, legal and regulatory bodies, consulting and research firms, service providers and more. Content is organized along six newly identified tracks— ACH: Now & Next; Surety: Rules, Regs & Risk; Impact: Trends & Technology; Strategy: Plan & Position; Experiences: Corporate & Consumer; and Buzz: Disrupt & Debate – to address the topics of today that are impacting the payments space. In addition, a dynamic Exhibit Hall of industry leaders features top products and services shaping the future of payments. Registration is now open. To learn more about PAYMENTS 2016, visit