Risk Management Resources
The safety of the ACH Network for all participants is key. Nacha has numerous risk management resources available including fraud prevention and Nacha Rules compliance. You can filter the information by both resource type and audience.
Risk Management Resources

Fraud Prevention
Approaching Implementation of the New Risk Management Rules
Considerations for implementing new rules to address credit-push fraud.
April 7, 2024

Compliance
Should an ODFI Ask a TPS for Proof of a Rules Compliance Audit? Here’s Why RMAG Thinks You Should
February 7, 2025

Compliance
Invoking the Exemption from the Funds Availability Requirement, and the RDFI’s Associated Notification Requirement
Invoking the Exemption from the Funds Availability Requirement, and the RDFI’s Associated Notification Requirement
January 30, 2025

Compliance
New Nacha Operating Rules: Risk Management Topics – Company Entry Descriptions
New Nacha Operating Rules: Risk Management Topics – Company Entry Descriptions
January 30, 2025

Compliance
New Nacha Operating Rules: Risk Management Topics – (Fraud Monitoring Phase 1)
January 30, 2025

ACH Quality
Compliance
ACH Operations Bulletin #4-2024-Importance of Maintaining Up-to-Date Routing Transit Numbers
All parties involved in the origination of ACH payments should incorporate regular routing number updates as part of their ACH origination practices.
December 16, 2024

Fraud Prevention
New Fraud-Fighting Rules Take Effect Oct. 1. Here’s What they Mean for Your FI
Nacha Rule changes effective Oct. 1, 2024, are aimed at stopping fraud before it happens and improving funds recovery if it does.
August 12, 2024

Account Validation
ACH Quality
Fraud Prevention
Micro-Entries
Micro-Entry practices/format for Originators for account validation.
March 17, 2023

Cybersecurity
Fraud Prevention
Supplementing Data Security Requirements
Rule: For protection make deposit account info unreadable when stored.
March 9, 2023

ACH Quality
Third-Party Sender Roles and Responsibilities
The roles/responsibilities of Third-Party Senders in the ACH Network.
September 30, 2022