Sound Business Practices

Safeguarding Your Business

Take Steps to Protect Your Organization

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With ever-increasing means of alternative payments, especially through mobile devices and social commerce, you face the potential of increased risk of fraud or corporate account takeover.

Understanding, establishing and maintaining sound business practices is the key to protecting your organization, so NACHA strives to provide the knowledge and resources needed to guide you in managing your organizational risk.


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White Paper

  • Sound Business Practices for Evaluating Customer Risk -This sound business practices document provides financial institutions with guidance on appropriate due diligence, at both the enterprise and ACH-specific level, before onboarding a new ACH Originator and on an ongoing basis to ensure that a financial institution has a thorough understanding of a business's potential risk profile.

You can find and download this white paper by way of the right-hand navigation bar. 

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Fraud Threats

Today, fraud threats can take many forms. Threats and fraud can be perpetuated through cyber attacks, email compromise, account takeover, social engineering and even vendor impersonation fraud. While these threats are not about a direct compromise of the ACH Network or other payment systems, they exploit vulnerabilities or gaps in processes or procedures. NACHA is committed to helping financial institutions, businesses and other organizations prevent this type of fraudulent activity.