Operations Bulletins

Staying Ahead of Industry Developments

Get Updates and Need-to-Know Information

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NACHA’s Operations Bulletins provide ACH Network participants with timely information on a variety of emerging topics. Bulletins may address NACHA Operating Rules interpretation, cyber-crime, industry guidance or governmental regulations affecting financial institutions and ACH Operators.

By keeping your organization up-to-date on current issues affecting the financial industry, you support the safety and integrity of the entire ACH Network.


Internet Gambling Transactions

Posted January 16, 2007

Through this Operations Bulletin, NACHA calls attention to current laws and forthcoming regulations that may affect the ACH Network.

Proper Use of Reason Return Code R69 (Field Errors)

Posted September 15, 2006

This Operations Bulletin is intended to be a reminder of the key points related to the appropriate use of Return Reason Code R69 (Field Errors) and address a common misuse of this return code in today’s marketplace.

Identification of Business Checks Ineligible for Conversion

Posted September 15, 2006

On September 15, 2006, an amendment to the NACHA Operating Rules (Rules) became effective that  modified  the  rules  with  respect  to  Accounts  Receivable  Entries  (ARC)  and  Point-of-Purchase Entries (POP) to enable ACH participants to more readily identify business checks that are ineligible for conversion to ARC and POP entries. ​This Operations Bulletin is intended to remind ACH participants of the fundamental aspects of this amendment.

Proper Response to Notifications of Change

Posted July 27, 2006

This Operations Bulletin is intended to remind ACH participants, and ODFIs and their Originators in particular, about the proper handling of changes requested via the NOC process.

Use of the ACH Network for Illegal Internet Transactions

Posted May 16, 2006

The National Association of Attorneys General (NAAG) has advised NACHA of a problem with violations of federal and state laws governing the sale of tobacco products by Internet tobacco retailers. ​NAAG has requested NACHA’s assistance in their efforts to stop the illegal sale of tobacco over the Internet, asking that the NACHA membership refuse to provide electronic payment processing services to Internet tobacco retailers engaged in illegal sales.

Interpretive Rule

Posted January 13, 2006

This amendment​ modified the NACHA Operating Rules to explicitly state that NACHA’s Board of Directors has the authority to issue binding, written interpretations of the Rules.