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1311 results related to "*"
December 14, 2022
Improving ACH Network Quality - Unauthorized Entry Fee
This rule is intended to improve ACH Network quality by reducing the incidence of ACH debits that are returned as unauthorized. Under this Rule, an ODFI will pay a fee to the RDFI for each ACH debit that is returned as unauthorized (return reason codes …
December 14, 2023
Improved User Interface Now Available for Nacha Account Users 
We are pleased to announce the launch of the enhanced Nacha customer and membership website. The first thing you'll need to do is to change the password for your account on nacha.org. This will allow you to explore new features and realize membership …
January 31, 2025
The Importance of Maintaining Up-to-Date Routing Information
On Dec. 16, Nacha issued Operations Bulletin #4-2024 to emphasize the critical importance of maintaining up-to-date routing transit number information. Since issuing the bulletin, Nacha has received reports from financial institutions about adverse …
November 3, 2025
The Importance of Compliant ACH Authorizations
As a senior consultant within Nacha’s consulting group, I observe that one critical area of non-compliance with the Nacha Rules is related to ACH authorizations. ACH authorizations are the foundation under which Entries may be transmitted through the ACH …
November 22, 2024
The IFX Standard
What is IFX? The IFX standard is a content-rich, well-designed Business Message Specification (BMS), built by financial industry and technology leaders with decades of combined experience. These experts have painstakingly defined, modeled and incorporated …
July 5, 2022
IFX Standard Framework
The IFX standard uses a service-oriented architecture (SOA) framework for interactions between businesses and applications. The framework exposes obvious design patterns, standard abbreviations and common message handling techniques that make it easy to …
March 22, 2024
IFX Version 2.x
Version 2.x Version 2 is an architecturally improved version of the IFX Business Message Specification (BMS), including refined adaptation to SOA, a consistently applied object model and important new content  IFX Version 2 continues the Forum’s …
March 22, 2024
IFX Version 1.x
Version 1.x For over a decade, the IFX Forum built upon its service-based architecture and business-first content, maintaining backwards compatibility throughout. As SOA principles matured industry-wide and important design patterns within the standard …
July 5, 2022
IFX Version 2.x History
IFX Version 2.2 IFX 2.2 expands the applicability of IFX to new scenarios and situations, such as mobile and Internet banking, making it more flexible and useful for financial services in the 21st century. Operational improvements and some corrections to …

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