This team published a web resource for developers who need to code to the Nacha Operating Rules format, but are not Rules experts. The Guide for Developers includes background information on the ACH Network, ACH file formats, scenarios for using specific data elements, and information on where to find additional details in the Rules. This project team meets quarterly and continues to review, edit and enhance the content.

This project team creates educational materials, resources and tools to enable the industry to fight financial fraud. The group also works with the financial crimes ecosystem, including law enforcement and consumer advocacy groups, to amplify networking and collaboration. This team recently developed materials addressing elder financial exploitation awareness and an infographic and video on money mules.

The Cybersecurity & Payments AI Project Team (formerly known as the Cybersecurity Response Project Team) develops tools and resources to help organizations understand evolving threats related to potential cyberattacks. 

The project team has developed a Business Email Compromise Response Action Plan, a comprehensive guide providing invaluable insights for companies impacted by business email compromise (BEC) and offering proactive steps to prevent such incidents. Earlier this year the team produced a Security Incident Response Procedure Guide for Companies, a free tool helping organizations address suspected data breaches and providing steps for evaluating incidents and determining necessary notifications to stakeholders.

The team has also created a Cybersecurity Tabletop Exercise kit for small to medium-sized businesses to use as an internal exercise with their employees to prepare for responding to a data breach.  The Exercise is designed to be completed in less than 3 hours and includes a Leaders’ Guide for running the Exercise and key points for discussion.  The initial exercise focuses on ransomware, with additional scenarios being released in the coming months. This team will now be turning its focus to Artificial Intelligence. 

This team, in collaboration with the U.S. Faster Payments Council, is developing tools for financial institutions and business end users that are seeking direction and clarity on faster payments. Previously, the team published the Faster Payments Playbook and Faster Payments 101 for financial institutions. The group recently completed an interactive resource for corporates.

The Faster Payments Professional certificate program is the first of its kind in the industry. The program will provide a holistic view of faster payments, including current offerings – such as Same Day ACH and RTP®. Project team members help design the program, including what it will take for professionals to earn and maintain the FPP certificate.

This team, launched in April 2023, explores the digital and physical world implications of money and asset movement. The team has developed an infographic and a Buzzcast episode devoted to exploring the world of digital assets.

This project team provides education on quantum computing as it relates to the payments industry. The team recently released An Introduction to Quantum Computing and Payments, a report exploring how quantum computing will impact the payments industry. The report outlines both the opportunities for innovation and the significant threats posed to cryptographic security, urging leaders to prepare for quantum-safe solutions.