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Tag: ACH

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Buy the 2025 Nacha Operating Rules & Guidelines in print and receive one complimentary subscription code to the 2025 Online Resource website while supplies last! 

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Editor’s Note: This podcast was recorded prior to the Consumer Financial Protection Bureau’s (CFPB) final rule on Personal Financial Data Rights, issued under Section 1033 of the Consumer Financial Protection Act.

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One of the new Rules that went into effect on Oct. 1, 2024, expands an RDFI’s voluntary exemption from the funds availability requirement of the Nacha Operating Rules. The Rule also requires an RDFI to take reasonable steps to notify an ODFI if the RDFI exercises this exemption.

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Nine Nacha staffers attended the Association for Financial Professionals' 2024 conference in Nashville, Tennessee, held Oct. 20-23. That’s more than 10% of our entire staff!

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Nacha’s Payments Innovation Alliance, a membership program that brings together diverse global stakeholders seeking to transform the payments industry, will address the question “What is Pay by Bank?” through a new project team open to all existing and new Alliance members.

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RESTON, Virginia, Oct. 17, 2024 – Same Day ACH volume soared 67.5% in the third quarter of 2024, and total ACH Network payment volume rose 7.4% from a year earlier, new figures from Nacha showed.

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Same Day ACH has been live since September 2016 and since its debut Nacha has consistently made enhancements to meet the needs of ACH end users.

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It’s still early days, but Ross McFerrin sees great potential for pay by bank. 

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Join Ross McFerrin, Vice President of Enterprise Growth at Trustly, and Amy Morris, a Senior Director in ACH Network Rules at Nacha, as they dive into the future of pay by bank in the U.S.

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Reducing successful credit-push frauds—and improving funds recovery—is something all financial institutions should be doing. A package of Nacha Rule changes to help in thos

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Subscription access is available until late December 2024.

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When payday rolls around, the overwhelming majority of Americans receive their money by Direct Deposit, new research found.

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Fraud prevention should be top of mind for all financial institutions. New Nacha Rules taking effect soon are intended to reduce the incidence of successful fraud attempts and improve the recovery of funds after frauds have occurred.

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Join us on this episode of Nacha’s Payments SmartCast as we delve into the highlights of Nacha's Capitol Hill Day.

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This 4th Edition update provides a review of the variations in legal requirements and processing obligations relating to the origination of ACH entries when a Third-Party Sender is involved in the origination of transactions through the ACH Network.

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Preferred Partner for ACH Experience/ISO 20022

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HERNDON, Virginia, July 18, 2024 – Same Day ACH reached new heights of payment volume and value as the modern ACH Network posted significant volume and value increases in the second quarter of 2024, Nacha reported.