The goal of advancing efficiency and security, and supporting innovation in financial services depends on interoperability standards. Today, achieving objectives such as improved transaction safety and transparency, increased communications speed and efficiency, and broadening support of payments innovations calls for consensus-led governance, intelligent innovation, and international collaboration.
Afinis furthers the work of Nacha’s Payments Innovation Alliance Application Programming Interface (API) Standardization Industry Group (ASIG) to now advance API standardization efforts across the financial services ecosystem through formal governance, and includes the work of the Interactive Financial eXchange Forum (IFX). Afinis provides a community for thought leadership on the shared goals of expanding efficiency, surety, safety and interoperability within the financial services industry.
Board & Members
The Afinis Board of Directors consists of individuals from large and small financial institutions, fintechs, software/solution providers, and businesses – a representative mix of the financial services stakeholders that will help develop and evolve a technical environment that is responsive to the needs of its members and the larger financial services ecosystem.
|Bank of America||Oracle|
|BB&T||Tata Consultancy Services|
|Commerce Bank||TD Bank|
|D3 Banking Technology||Wells Fargo|
Afinis is a membership-based standards organization that brings together diverse collaborators – through innovative and agile processes – to develop implementable, interoperable and portable API standards and other financial services standards across operating environments and platforms.
|Accredited Standards Committee X9||Computer Services, Inc.||Navy Federal Credit Union|
|Actum Processing, LLC||Credit Union Australia||NEACH|
|ACI Worldwide||D3 Technology||Oracle|
|Alkami Technology, Inc.||Deutsche Bank||Payments Canada|
|Associated Bank||Diebold Nixdorf||Payrailz|
|Bank of America||Discover Financial Services, Inc.||Pelican|
|Barclay's||Ernst & Young||PNC Bank|
|BillGo||FRB Atlanta||Santander Bank|
|BNY Mellon||Interblocks||Tata Consultancy Services|
|Bottomline Technologies||Interdigital Software||TD Bank|
|Citi||J.P. Morgan Chase||Tunnel|
|City National Bank||Kyriba||U.S. Bank|
|Commerce Bank||MicroBilt Corporation||Webster Bank|
|Community America Credit Union||Nacha||Wells Fargo|
Check out recent articles and advances for Afinis and API development.
What Our Members Say
"We just have the perfect opportunity to exchange information and ideas in an incredibly efficient manner because the financial institutions are here, the technology providers are here, government institutions and agencies are here."
View the Afinis APIs available for testing and those planned for future development. View detailed documentation and learn how to start testing.
Learn all that you need to get started - from sign up to app creation. Once you're ready, you can try out the standardized APIs.
The IFX standard is a content-rich, well-designed Business Message Specification (BMS), built by financial industry and technology leaders with decades of combined experience. These experts have painstakingly defined, modeled and incorporated real-life use cases to produce relevant and useful business data objects. The result is a consistent framework incorporating best-of-breed design principles and a common object model with carefully defined data definitions.
Afinis collaborates openly and globally, working with groups around the world to share learning, reduce duplicative efforts, and create standards that lessen friction and improve the ability of diverse stakeholders to partner in bringing innovations more quickly to market.
In the members-only area, those who have joined Afinis can dive into exclusive resources and forums, API products and detail-rich information. If you are not a member, however, you're invited to discuss APIs and learn more in the public forum.
Afinis members are thought leaders and leading technologists from financial institutions, fintechs and solution providers, businesses, governments, and nonprofit organizations.
Learn about the advantages of becoming a member of Afinis Interoperability Standards.