Understand and Comment on Proposed Rules

Add Your Voice to the Conversation

Shape Proposed Rules Through Your Comments

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By commenting on proposed NACHA Operating Rules changes, Network users strengthen ACH Network payments. NACHA seeks to adapt and grow the ACH Network to respond to today’s payments environment, which means regularly adding to and amending the Rules.

To ensure that each new Rule meets user needs and protects the integrity of the Network, we rely on your input. All ACH Network participants are invited to review the proposed Rules and add comments by way of the survey, linked within the Rule text. We encourage you to gather information from all impacted areas of your organization. Comment letters by email are also welcome. NACHA seeks public comments to inform the next steps in our rulemaking process. We will share a summary of responses and those planned steps following the close of the comment period.

Open for comment

Request for Comment - Expanding Same Day ACH

Open for comment -

DEADLINES: January 26 and February 23, 2018: NACHA invites comments on proposed rules to expand Same Day ACH. Same Day ACH is available as an option to move payments faster for most ACH credits and debits, and at current volume is on pace for 120 million transactions annually. Feedback from financial institutions and ACH end-users already suggests that many organizations could make greater use of Same Day ACH with changes to its features.