to Make Same Day ACH Funds Available by 5pm Local Time.
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Latest News

NACHA Member Financial Institutions Expect Same Day ACH Debit and Credit Volume Growth Will be Strong over the Next 6 to 9 Months

Posted January 16, 2018

Fourth consecutive survey finding that no financial institution experienced an increase in fraud due to Same Day ACH.

Same Day ACH Payments Grew 51 Percent from November to December 2017 and Totaled More than 75 Million in 2017

Posted January 11, 2018

Payroll, bill payment, and B2B payments are significant use cases.

NACHA Releases ISO 20022 Validator Tool

Posted December 14, 2017

Tool complements NACHA’s ISO 20022 Mapping Guide by supporting testing and conformity of ISO 20022 payment instructions for U.S. ACH file formats.

Upcoming Events

Jan 30

Zelle® in a Nutshell: Another Faster Payments Option

Part three of our faster payments webinar series focuses on Zelle®. What is Zelle® exactly? It is a digital payments network that allows people to send or receive money instantly with limited sharing of account information. There is a stand-alone app, but it’s also built into participating FIs’ online and mobile banking platforms.

Feb 13

AAP Recognition Day

https://www.nacha.org/events/training/ach-professionalNational AAP Recognition Day highlights the importance of the AAP accreditation. How will you celebrate?

Feb 22

Faster Payments on the Card Network

Visa Direct and MasterCard Send™ are two technologies now available to businesses and consumers to move money faster.Part four in our Faster Payments webinar series focuses on these advancements within the card network. 

Apr 29

PAYMENTS 2018

San Diego, CA

PAYMENTS 2018 marks an important milestone in how those who are driving and adopting innovative payments solutions and practices share information to create common goals that unite progress with clarity of purpose. Register now and save!

 

More than 10,000 financial institutions support NACHA — The Electronic Payments Association. Together, we make billions of transactions safe and secure every year and pursue new ways to connect people and payments.

Rules Changes

Same Day ACH: Moving Payments Faster (Phase 3)

Upcoming - Effective 3/16/2018

New capabilities of Same Day ACH become effective over three phases to allow financial institutions and businesses to acclimate to a faster processing environment, as well as to ease the implementation effort.

Third-Party Sender Registration

Recently implemented - Effective 9/29/2017

This rule will require Originating Depository Financial Institutions (ODFIs) to identify and register their Third-Party Sender customers. The registration process will promote consistent customer due diligence among all ODFIs, and serve as a tool to support NACHA’s continuing efforts to maintain ACH Network quality.

 

Same Day ACH: Moving Payments Faster (Phase 2)

Recently implemented - Effective 9/15/2017

New capabilities of Same Day ACH become effective over phases to allow financial institutions and businesses to acclimate to a faster processing environment, as well as to ease the implementation effort. 

Nothing open for comment

 

More than 10,000 financial institutions support NACHA — The Electronic Payments Association. Together, we make billions of transactions safe and secure every year and pursue new ways to connect people and payments.