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Latest News

NACHA Enhances ISO 20022-to-ACH Mapping Guide

Posted November 16, 2016

The Guide, which standardizes ISO 20022 payment message mapping for ACH Network transactions, now includes information to map debit transactions, additional credit transactions, rejections and returns, and Same Day ACH transactions. NACHA also releases a case study showcasing the value of the business use of ISO 20022. 

Nearly 4 Million Same Day ACH Payments Transacted Totaling Nearly $5 Billion in October 2016

Posted November 15, 2016

NACHA today released Same Day ACH transaction volume data for October, the first calendar month following Phase 1 implementation on Sept. 23, 2016. 

NACHA Announces Treasury Software as its Preferred Partner for ACH Enablement and Integration

Posted October 18, 2016

The Preferred Partner Program identifies leading providers and innovators that work with NACHA to better advocate for and educate the industry on technology and best practices in support of the ACH Network and ACH payments.

NACHA Commends North American Banking Company and Independent Community Bankers of America for Their Innovation on Top of Same Day ACH

Posted October 6, 2016

The “All Payments App,” revealed as part of the Federal Reserve Faster Payments Task Force proposal process, demonstrates how innovation continues on the ACH Network.

Upcoming Events

Dec 15

Webinar: Third-Party Sender Registration Rule: Understanding the New Rule & the Broader Business Context

Know Your Customer (KYC) is a bedrock principle of financial services and is of particular importance to an Originating Depository Financial Institution (ODFI). When originating ACH payments for a Third-Party Sender, that principle extends to Know Your Customer’s Customer (KYCC).

Jan 5

Webinar: 2017 NACHA Operating Rules: An Update on Changes Ahead

Several NACHA Operating Rules amendments become effective this year and you need to be ready! Same Day ACH debits will take effect in September, as will Third-Party Sender Registration.

Jan 25

Webinar: The Impact of Politics on Payments

Policy changes have been unprecedented and government actions are impacting private-sector rulemaking. The new administration and a Republican Congress will address legislation and influence regulations that will impact financial institutions of all sizes.

Apr 23

PAYMENTS 2017

Austin, TX

Discover a unique conference experience as the industry continues to move towards faster payments.

 

More than 10,000 financial institutions support NACHA — The Electronic Payments Association. Together, we make billions of transactions safe and secure every year and pursue new ways to connect people and payments.

Rules Changes

Improving ACH Network Quality - Unauthorized Entry Fee

Recently implemented - Effective 10/3/2016

This rule is intended to improve ACH Network quality by reducing the incidence of ACH debits that are returned as unauthorized. 

Same Day ACH: Moving Payments Faster (Phase 1)

Recently implemented - Effective 9/23/2016

This Rule will provide a new, ubiquitous capability for moving ACH payments faster and enable the same-day processing of virtually any ACH payment. 
 

ACH Network Risk and Enforcement Topics

Recently implemented - Effective 9/18/2015

This Rule will improve the overall quality of the ACH Network by reducing the incidence of returned Entries and the associated costs, both financial and reputational, that such returned Entries impose on the ACH Network and its participants. 

Nothing open for comment

 

More than 10,000 financial institutions support NACHA — The Electronic Payments Association. Together, we make billions of transactions safe and secure every year and pursue new ways to connect people and payments.