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Afinis Interoperability Standards Names its Interim Governing Board

Posted December 5, 2018

Interim Board, consisting of 11 organizations representative of the diverse financial services industry, will guide strategic direction of the new member-led organization.

NACHA’s Payments Innovation Alliance Discusses Creation of the Faster Payments Playbook for Financial Institutions and Businesses

Posted November 15, 2018

The Alliance’s Faster Payments Playbook Project Team also determined key content elements and timeline for an enhanced faster payments primer.

NACHA Announces SWBC as a Preferred Partner for ACH-Facilitated Lending Services

Posted November 7, 2018

SWBC has become a NACHA Preferred Partner for ACH-Facilitated Lending Services.

NACHA Reports Strong ACH Volume Growth of Nearly 7 Percent in Q3 2018

Posted November 1, 2018

ACH payments totaled more than 5.6 billion in the third quarter of 2018, a 6.7 percent increase over Q3 2017.

Upcoming Events

[Webinar] Regulation E: Preparing for the Prepaid Rule

Dec 18 - Dec 18

Join this webinar as the speakers discuss the looming implementation of the Prepaid Rule, including the liabilities and responsibilities of both account holders and FIs, and the potential issues they raise.

[Webinar] ACH Compliance Audit, Quality & Risk Management (Oh my!)

Dec 19 - Dec 19

NACHA’s voting membership recently approved amendments to certain NACHA Operating Rules. Appendix Eight's been removed from the Rules entirely and the requirements of the annual Rules compliance audit have changed. Join us to find out more!

[Webinar] 2019 NACHA Operating Rules: An Update on Changes Ahead

Jan 03 - Jan 03

Join us for NACHA’s yearly kickoff webinar as our speakers walk you through new amendments implementing in 2019, how these changes affect you and your organization and what you can do now to prepare.

Payments Innovation Alliance Meeting - February 2019

Feb 26 Feb 28

The Camby - Phoenix, Arizona

Alliance members and guests will meet Feb.

More than 10,000 financial institutions support NACHA — The Electronic Payments Association. Together, we make billions of transactions safe and secure every year and pursue new ways to connect people and payments.

Rules Changes

Expanding Same Day ACH

Upcoming

- Effective 09/18/2020

This new rule expands access to Same Day ACH by allowing Same Day ACH transactions to be submitted to the ACH Network for an additional two hours every business day. The new Same Day ACH processing window will go into effect on Sept. 18, 2020.

Supplementing Data Security Requirements

Upcoming

- Effective 06/30/2020

This change to the NACHA Operating Rules will enhance quality and improve risk management within the ACH Network by supplementing the existing account information security requirements for large-volume Originators and Third-Parties. This change will be implemented in two phases.

Increasing the Same Day ACH Dollar Limit

Upcoming

- Effective 03/20/2020

This new rule increases the Same Day ACH per-transaction dollar limit to $100,000 and will become effective on March 20, 2020.

Same Day ACH: Moving Payments Faster (Phase 3)

Recently implemented

- Effective 03/16/2018

New capabilities of Same Day ACH become effective over phases to allow financial institutions and businesses to acclimate to a faster processing environment, as well as to ease the implementation effort.

Nothing open for comment

More than 10,000 financial institutions support NACHA — The Electronic Payments Association. Together, we make billions of transactions safe and secure every year and pursue new ways to connect people and payments.

2019 NACHA Operating Rules & Guidelines

Get the Rules Your Way

NACHA Announces SWBC as a Preferred Partner for ACH-Facilitated Lending Services

Removing friction, increasing ease, cash flow accessibility and efficiency, supporting sound risk management and security for ACH payments

NACHA's 2019 Payments Awards

Innovation Propels Recognition

Same Day ACH Enhancements

New NACHA Rules Will Expand Capabilities of Same Day ACH to Better Meet End-User Needs

Latest News

Afinis Interoperability Standards Names its Interim Governing Board

NACHA’s Payments Innovation Alliance Discusses Creation of the Faster Payments Playbook for Financial Institutions and Businesses

NACHA Announces SWBC as a Preferred Partner for ACH-Facilitated Lending Services

NACHA Reports Strong ACH Volume Growth of Nearly 7 Percent in Q3 2018

Upcoming Events

[Webinar] Regulation E: Preparing for the Prepaid Rule

[Webinar] ACH Compliance Audit, Quality & Risk Management (Oh my!)

[Webinar] 2019 NACHA Operating Rules: An Update on Changes Ahead

Payments Innovation Alliance Meeting - February 2019

More than 10,000 financial institutions support NACHA — The Electronic Payments Association. Together, we make billions of transactions safe and secure every year and pursue new ways to connect people and payments.

Rules Changes

Expanding Same Day ACH

Supplementing Data Security Requirements

Increasing the Same Day ACH Dollar Limit

Same Day ACH: Moving Payments Faster (Phase 3)

More than 10,000 financial institutions support NACHA — The Electronic Payments Association. Together, we make billions of transactions safe and secure every year and pursue new ways to connect people and payments.