to Make Same Day ACH Funds Available by 5pm Local Time.
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Latest News

NACHA Releases ISO 20022 Validator Tool

Posted December 14, 2017

Tool complements NACHA’s ISO 20022 Mapping Guide by supporting testing and conformity of ISO 20022 payment instructions for U.S. ACH file formats.

NACHA Announces Bottomline Technologies as a Preferred Partner for B2B Payments

Posted November 28, 2017

Preferred Partners are a select group of providers and innovators that contribute to NACHA’s strategic efforts and the payments ecosystem by removing friction, increasing ease, accessibility and efficiency, or supporting sound risk management and security for ACH payments.

Fraudulent Emails Appearing to Come from NACHA: Educate Yourself

Posted November 20, 2017

NACHA provides this resource area to educate consumers, businesses, financial institutions, and other parties about ways that they can protect themselves from the sustained and evolving phishing attacks in which individuals and organizations in the U.S. and other nations are receiving emails that fraudulently claim to come from NACHA regarding ACH payment transactions.

NACHA Reports 10 Million Same Day ACH Payments Made in October, Totaling More Than $9 Billion

Posted November 13, 2017

The latest Same Day ACH payment volume represents an increase of 140 percent over the August transaction volume.

Upcoming Events

Dec 19

Faster Payments: Findings, Education & Looking Ahead

The Faster Payments Task Force findings and recommendations are rippling through the financial services industry at a quick pace. Financial institutions (FI), processors, consumers and end users need to be aware of these findings and understand how they are going to be impacted as organizations roll out their faster payments solutions.

Jan 4

2018 NACHA Operating Rules: An Update on Changes Ahead

As with every New Year, NACHA has new Rules that you need to be aware of. ​Join us for our annual yearly kickoff webinar and learn what is coming in 2018, how these changes impact you and your organization and what you can do now to prepare.  

Jan 16

Everything You Need to Know About Real-Time Payments

This webinar – the second in a series of faster payments webinars from NACHA and the Regional Payments Associations – takes attendees on a deep dive into The Clearing House’s Real-Time Payments rail.

Jan 30

Zelle® in a Nutshell: Another Faster Payments Option

Part three of our faster payments webinar series focuses on Zelle®. What is Zelle® exactly? It is a digital payments network that allows people to send or receive money instantly with limited sharing of account information. There is a stand-alone app, but it’s also built into participating FIs’ online and mobile banking platforms.

 

More than 10,000 financial institutions support NACHA — The Electronic Payments Association. Together, we make billions of transactions safe and secure every year and pursue new ways to connect people and payments.

Rules Changes

Same Day ACH: Moving Payments Faster (Phase 3)

Upcoming - Effective 3/16/2018

New capabilities of Same Day ACH become effective over three phases to allow financial institutions and businesses to acclimate to a faster processing environment, as well as to ease the implementation effort.

Third-Party Sender Registration

Recently implemented - Effective 9/29/2017

This rule will require Originating Depository Financial Institutions (ODFIs) to identify and register their Third-Party Sender customers. The registration process will promote consistent customer due diligence among all ODFIs, and serve as a tool to support NACHA’s continuing efforts to maintain ACH Network quality.

 

Same Day ACH: Moving Payments Faster (Phase 2)

Recently implemented - Effective 9/15/2017

New capabilities of Same Day ACH become effective over phases to allow financial institutions and businesses to acclimate to a faster processing environment, as well as to ease the implementation effort. 

Nothing open for comment

 

More than 10,000 financial institutions support NACHA — The Electronic Payments Association. Together, we make billions of transactions safe and secure every year and pursue new ways to connect people and payments.