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The Payments Innovation Alliance's Project Teams develop resources to help the payments ecosystem better understand emerging issues and provide important information to their customers, clients and industry partners. Please download them and share with …
Members use project teams to collaborate and influence existing and emerging payment trends, drive change, remove barriers and support innovation. Deliverables from Alliance initiatives include creating resources and tools, developing best practices and …
This project team provides education on quantum computing as it relates to the payments industry. Initially the team will get to a common level of understanding of quantum and then discuss how quantum can affect payments and banking. November Update The …
Invoking the Exemption from the Funds Availability Requirement, and the RDFI’s Associated Notification Requirement
One of the new Rules that went into effect on Oct. 1, 2024, expands an RDFI’s voluntary exemption from the funds availability requirement of the Nacha Operating Rules. The Rule also requires an RDFI to take reasonable steps to notify an ODFI if the RDFI …
Payments Innovation Alliance Releases New Report Detailing the Potential Impact of Quantum Computing on Payments
Nacha’s Payments Innovation Alliance, a membership program bringing together diverse global stakeholders seeking to transform the payments industry, has published Protecting Payments in the Quantum Era: What You Need to Know . This free publication …
ACH Operations Bulletin #3-2024-Open Banking and ACH Payments: The Impact of the CFPB’s Personal Financial Data Rights Final Rule
Executive Summary On October 22, 2024 the Consumer Financial Protection Bureau (“CFPB”) released its final rule implementing section 1033 of the Consumer Financial Protection Act (the “Personal Financial Data Rights Final Rule” or “Final Rule”). 1 This …
ACH Operations Bulletin #3-2024-Open Banking and ACH Payments: The Impact of the CFPB’s Personal Financial Data Rights Final Rule
Nine Nacha staffers attended the Association for Financial Professionals' 2024 conference in Nashville, Tennessee, held Oct. 20-23. That’s more than 10% of our entire staff! Throughout the event, the Nacha team shared valuable insights on ACH payments and …
Nacha’s Payments Innovation Alliance Leads Industry Effort to Define and Shape the Future of Pay by Bank
Nacha’s Payments Innovation Alliance, a membership program that brings together diverse global stakeholders seeking to transform the payments industry, will address the question “What is Pay by Bank?” through a new project team open to all existing and …