Payments SmartCast

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Listen to conversations of interest to the payments community.


Payments SmartCast

Season 2, Episode 1: Nacha’s Phixius Service: Meeting Customers’ Account Validation Needs

Nacha Rules now require ACH users to include account validation within a commercially reasonably fraudulent transaction detection system for the first use of new account information. Created and operated by Nacha, Phixius is a peer-to-peer network where financial institutions, fintechs and businesses can exchange and verify payment-related information securely, instantly, and across multiple payment types to streamline payment validations and comply with Nacha Rules. Rob Unger, Nacha’s Senior Director of Network Development & Strategic Initiatives, joined two Phixius customers--Scott Goldthwaite, President of Aliaswire and Todd Youngren, President of Avenu, to discuss Phixius’ account validation application and how using Phixius is helping their businesses.


Payments SmartCast

Episode 9: Smarter, Faster Payments 2022: Together Again is a Good Place to Be

After a two-year hiatus because of the COVID-19 pandemic, Nacha's in-person Smarter Faster Payments Conference will return May 1-4 in Nashville, Tennessee. With May just around the corner, participants can save hundreds of dollars by registering before March 18, 2022.


Payments SmartCast

Episode 8: Pandemic Payments and the Use of the ACH Network

During the COVID-19 pandemic, the U.S. government provided much-needed resources to millions of Americans, including child tax credit payments and economic impact payments. Bill Sullivan, Nacha's Senior Director & Group Manager for Government & Industry Relations, discusses with Ken Corbin, the Wage and Investment Commissioner and Chief Taxpayer Experience Officer at the IRS, the ACH Network's critical role in getting these payments to Americans quickly and safely.


Payments SmartCast

Episode 7: Direct Deposit Benefits Taxpayers

On January 24, 2022, the Internal Revenue Service began accepting and processing 2021 tax year returns. Bill Sullivan, Nacha's Senior Director & Group Manager for Government & Industry Relations, sat down with Ken Corbin, the Wage and Investment Commissioner and Chief Taxpayer Experience Officer at the IRS, to discuss how choosing direct deposit will help taxpayers receive their tax refunds faster than choosing paper checks.


Payments SmartCast

Episode 6: Looking Back/Looking Forward with Jane Larimer

The ACH Network saw new challenges in 2021, from economic impact payments and child tax credits to a surge in B2B payments. But Nacha President and CEO Jane Larimer says she believes the ACH Network “met all of the challenges the year threw at it with aplomb.” Join Jane Larimer for the year in review and a look ahead to 2022.


Payments SmartCast

Episode 5: Same Day ACH 5th Anniversary

Same Day ACH marks its fifth anniversary in September 2021. Learn more about its inception, the practical application for businesses, and a perspective on what’s next for Same Day ACH, as we chat with Mike Herd, Nacha Senior Vice President, ACH Network Administration.


Payments SmartCast

Episode 4: Meaningful Modernization

Meaningful Modernization is coming very soon. Learn more about what these Nacha Rules changes mean for ACH Network participants.


Payments SmartCast

Episode 3: ACH for Nonprofits

One of Nacha’s goals has been to increase the use of electronic bank transfers by charitable and religious groups. To that end, Nacha recently completed a major overhaul of its Nonprofit Toolkit, which has pretty much everything a charitable group would need to start or expand its program. The Toolkit is available at


Payments SmartCast

Episode 2: The ACH Risk Management Handbook

Discover why this recently updated publication is an important resource for you. Purchase the new edition from the Nacha store.


Payments SmartCast

Episode 1: The Story of Payments

Find out what it's all about. Listen in on this interview with the authors of a new book now available in the Nacha store.


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