Direct Deposit and Direct Payment Benefit Consumers

Whether you’re familiar with ACH or some of its more common names — Direct Deposit, Direct Payment, direct debit, electronic funds transfer (EFT), or an electronic check (eCheck) — you’re already benefiting from its speed, security and ease of use.
Direct Deposit logo
Direct Deposit

Direct Deposit is working day in, day out for Americans from all walks of life, from business owners to gig workers, artists to 9-to-5ers, and students to retirees. Learn how they rely on Direct Deposit because money goes directly into their bank or credit union account, or mobile wallet. It’s a predictable and convenient way of receiving money on time, and works with digital tools and money management apps to help them budget. Learn more.

Ask Your Employer for Direct Deposit

Not getting paid by Direct Deposit? Ditch the paper checks now. Here’s how to get started.

How Do Direct Deposit and Direct Payment Work?
Have a Question About a Specific Direct Deposit or Direct Payment?

Check out our Consumer FAQs Page.