Nacha supports users having choices in electronic payments – including instant payments (such as FedNow and RTP), credit cards and wire.

Summertime and the living is easy. Unless, of course, you’re a young person spending those days (and maybe nights) hard at work earning money to pay for school. If that’s you, or you know someone who fits the description, Direct Deposit can make payday a whole lot easier.

When Nacha says “Direct Deposit Delivers” we mean it. A new paper from the federal government helps back that up.

Direct Deposits and Direct Payments are the smart and convenient way businesses, individuals, and government entities safely send and receive payments.

The Nacha Top 50 rankings of financial institution originators and receivers of ACH payments for 2022 are now available.

Using Healthcare Electronic Funds Transfer (EFT) for electronic claim payments simplifies accounting and reduces costs while also being HIPAA-compliant.

The latest Rules, strategies, tools and communications for fast, simple and secure end-to-end ACH payments processing.

The ability to quickly receive pandemic-related benefits led some of the nation’s previously “unbanked” households to open bank accounts, which contributed to a continuing decline in the number of unbanked Americans, a new FDIC report found. 

Steady growth continued for the ACH Network in the third quarter of 2022, with 7.6 billion payments processed valued at $19.2 trillion. Those are increases of 4.2% and 6%, respectively, from a year earlier.

A study commissioned by Nacha found the sizable majority of the nation’s younger millennials are paid by Direct Deposit but revealed a stark contrast between W2 employees and gig workers. Based on the research, Nacha has launched a campaign to educate younger millennial gig workers on the value of Direct Deposit. The campaign page can be found at DirectDeposit.org/GigWorkers.

Direct Deposit continues to be the overwhelming choice for Americans to receive their wages. In its 2022 “Getting Paid in America” survey, the American Payroll Association (APA) found that more than 93% of those questioned use Direct Deposit.

Featuring electronic bank transfers as a payment method benefits your donors, your organization and your mission.

Direct Deposit is a great way to save time and get your Labor Day festivities started sooner.

Presidents typically stand before Congress and proclaim the state of the union to be strong. Michael Herd was looking for a different adjective to describe the ACH State of the Union and came up with the perfect fit: “historic.”

When you look at the costs for businesses to make and receive payments it can be a real eye-opener. A new report from the Association for Financial Professionals (AFP) highlights the disparities between the costs of ACH and check payments.

Today, Nacha released the following statement by President and CEO Jane Larimer on the December 2021 update to the Federal Reserve Payments Study.

America Saves Week 2022 is coming. Here's how you can participate by urging employees and customers to use Split Deposit to save automatically.

Every day, U.S. government agencies rely on the ACH Network to distribute critical payments because it is safe, secure and reliable. To illustrate how Direct Deposits sent through the ACH Network are vital to Americans, Nacha launched directdepositdelivers.org.

The number of payments and value conducted on the ACH Network.

The ACH Network is the backbone of the U.S. financial system and benefits consumers, businesses and government agencies. While many consumers are unaware of the name ACH, they are aware of electronic bank transfers, electronic funds transfers and similar terms.