Phixius by Nacha: Trusted payment-related information at the speed of business.

What is Phixius

Created and operated by Nacha, Phixius is the trusted peer-to-peer network where businesses can exchange and verify payment-related information securely, instantly, and across multiple payment types.

Your Account Validation Solution

Nacha Rules require that the first use of an account number, or account number changes, be validated as part of a commercially reasonable fraudulent transaction detection system.

Companies, payment fintechs and financial institutions are turning to Phixius as one method to both adhere to the Nacha WEB Debit Account Validation Rule and provide a safe and secure way to verify and validate ACH account information.

Schedule a Phixius Account Validation Demo

Phixius Customers' Account Validation Success Stories

January 2024 case study: Phixius by Nacha Account Validation Reduces Payment Costs

April 2023 case study: North American Bancard Reaping Benefits with Phixius by Nacha

November 2, 2022, webinar with Head of ACH Compliance at North American Bancard to discuss Phixius and the benefits it is providing for them, including account validation.

June 1, 2022, podcast with President of Aliaswire and President of Avenu, to discuss Phixius’ account validation application.

January 20, 2022, webinar with President of Aliaswire discussing why Phixius meets their account validation needs.

Connecting payment-related information quickly and safely

Phixius’ applications provide for the exchange and verification of payment-related information, risk management, and fraud prevention — all in one place.

ACH Account Validation

Phixius participants can instantly verify routing and account number information before executing payments.

ACH Account Name Validation

Combines the instant verification of AAV with account name validation.

International ACH Remittance

Phixius’ ODFI participants can instantly provide rich remittance data for RDFI pre-screening of incoming international ACH payment remittances.

Electronic Payment Information

Phixius participants can instantly receive or verify a robust company profile include payment routing and remittance data.

Biller Account Validation

Phixius participants can instantly verify biller account information for electronic bill payment.

AICPA SOC Logo

SOC 2 Type II Certified

Nacha's data procedures, controls, and security practices have been audited by outside firms with a focus on our availability, security, and confidentiality. For more information, please contact your account representative.

The Phixius Advantage

Phixius’ applications harness Nacha’s trusted network where participants share payment-related information promptly and securely.

Risk and fraud management
Comply with regulatory requirements, enforce payment terms, and create an auditable record--reducing complexity and risk.

Single source for payment-related data
Eliminate the need for multiple data source contracts by immediately sharing critical payment-related information across various payment types.

Streamlines payments process
Instantaneously verify routing and account number information and the name on the account before executing payments.

Creates revenue opportunities
Participants can utilize verification to generate new pathways for revenue.

Built and operated by Nacha
When you’re on the Phixius Network, your payments will play by the rules.

See Phixius in Action

Take a look at how Phixius is enabling the exchange and verification of payment-related information securely, instantly, and across multiple payment types.

A representative will provide you with a free,15-minute demonstration.

Schedule a Demo