Access to the Rules & Guidelines helps to identify new opportunities to leverage the ACH Network to meet customer’s needs, while maintaining a clear understanding of network requirements.

8th Edition - Now Available

This newly updated manual is an invaluable tool for any candidate studying for the AAP or APRP exams and for those preparing for ACH annual audits or examinations by regulatory agencies.

11th Edition - Now Available!

The new edition of the ACH Compliance Manual is essential for AAP and APRP exam candidates and those prepping for ACH audits or regulatory examinations.

Access ends December 2023.

A subscription code is required to gain access to the Online Resource.  Your code will be emailed to you separately after completing your purchase.

HERNDON, Va., Sept. 19, 2023 – In honor of National APRP Recognition Day, Nacha will pay tribute to our nation’s 850 Accredited Payments Risk Professionals, including the 140 newly-credentialed professionals who recently passed the 2023 APRP exam.   

You wouldn’t take a cross-country drive using an old paper map. So, why would you try to follow the Nacha Rules using an outdated guide?

Access ends December 2023.

A subscription code is required to redeem your content via Flux Player. Your code will be emailed to you separately after completing your purchase.

This 4th Edition update provides a review of the variations in legal requirements and processing obligations relating to the origination of ACH entries when a Third-Party Sender is involved in the origination of transactions through the ACH Network.

The new edition of the ACH Compliance Manual is essential for AAP and APRP exam candidates and those prepping for ACH audits or regulatory examinations.

Now available via Digital Access - 
ACH participants must take action to control risk in any payment system — including the ACH Network. The 6th edition explains the types of ACH payments risk, assesses the operational implications and provides sound business practices for developing an effective risk management program. In addition, case studies are included in each chapter to offer realistic examples to assist you in evaluating and implementing your risk management program.

Browse Available Bundles and Print Products/Formats

Are you looking for detailed information on how to maintain your APRP credential? Download the APRP Guidelines and get examples of eligible activities that eligible for renewal credits, and which are not. You'll also find information about how and when to file your credits, and filing fees.

This 4th Edition update provides a review of the variations in legal requirements and processing obligations relating to the origination of ACH entries when a Third-Party Sender is involved in the origination of transactions through the ACH Network.

What is the value of earning the AAP or APRP credential and what is the best way to prepare for taking the exams?

Nacha has been named one of the Best Places to Work in Virginia for a fourth year in a row by Virginia Business Magazine and Best Companies Group.

Nacha President and CEO Jane Larimer looks at some of the many exciting happenings in store for 2023.

Today, Nacha announced the launch of PaymentsIQ by Nacha. This user-friendly online resource allows payments professionals to access more than 100 on-demand courses on topics across the payments ecosystem, ranging from the latest enhancements to the ACH Network to risk management and cryptocurrency.

Today, Nacha, the U.S. Faster Payments Council (FPC) and our nation’s Payments Associations announced a first-of-its-kind alliance to create the Accredited Faster Payments Professional (AFPP) program. This partnership demonstrates a cross-industry collaboration to benefit the entire payments community.