Healthcare EFT Resources

When healthcare EFT is used with electronic remittance advice (ERA), the healthcare EFT standard can help streamline processes and create cost savings. Find the resources to support the adoption of the EFT Standard and ERA.
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Healthcare Volume Statistics

It’s easy for medical and dental providers to be paid electronically. The Healthcare Electronic Funds Transfer (EFT) standard supports HIPAA-compliant transactions between health plans and providers. Required information travels with the payment, simplifying accounting procedures and reducing administrative costs.

A healthy ACH Network makes payment processing less painful.

2023 Key Metrics

More Healthcare Claim Payments Made With ACH

Healthcare Payments by Volume

Value of Healthcare Claim Payments Made With ACH Growing

Healthcare Payments by Dollar Value
2023 Key Metrics
YoY Growth:
Payments: 7.6%
Dollars: 12.8%
Total Payments:
487.55 million
Total Dollars Transferred:
$2.38 trillion
Nacha Operating Rules and Healthcare

Nacha partners with the healthcare industry, using the Nacha Operating Rules and Guidelines to support the standardization of payments between health plans and providers. The adapted set of rules standardizes healthcare EFTs, which is critical to the healthcare industry’s payments operation.
By supporting the healthcare EFT standard, Nacha helped:

  • Make EFT more efficient by leveraging the ACH Network and Nacha’s CCD+ as the healthcare EFT standard.
  • Reduce administrative costs for doctors and hospitals.
  • Save an estimated 800,000 pounds of paper by replacing paper checks with electronic transfers.
Healthcare Partnerships

To develop new healthcare operating rules in support of the CCD+ standard, Nacha worked with the Committee on Operating Rules for Information Exchange (CORE), a part of the Council on Affordable Quality Healthcare (CAQH).
Nacha’s Rules, which were implemented in September 2013, allow us to identify and track healthcare payments via ACH and provide for the automatic reassociation of healthcare payments with payment information. Our rules, in conjunction with the healthcare industry operating rules for EFT and electronic remittance advice (ERA), will help result in the continued administrative simplification by health care providers and health plans.

ACH for Medical and Dental Practices

Nacha developed resources for medical and dental practices to tap into the ACH Network and Healthcare EFTs to quickly and easily process electronic benefit claims, and also use it for payroll and to pay bills.