ISO 20022 is the global messaging standard for financial business transactions, including payments. ISO 20022 enables greater automation and straight-through processing, while reducing payments exceptions and risk. Nacha has created tools to help organizations integrate ISO 20022 into their ACH operations. 

The Quest® Operating Rules (Rules) set forth the requirements for the distribution of government benefits under the Quest service mark. Government entities may utilize these Rules by incorporating them in their contracts with private sector entities utilized to distribute benefits.

Afinis APIs support industry innovation. APIs have been used in the payments ecosystem for years to automate tasks, reduce friction and improve communication flows. But many organizations use unique, incompatible, customized APIs with varied formats and names for common terms and processes. And developing hundreds of versions of the same API is inefficient and wastes time and money. Nacha’s Afinis APIs addressed this redundancy by bringing the industry together to create standardized versions of commonly needed APIs.