In today’s dynamic payments environment, in which payment mechanisms continue to evolve and the need for robust banking solutions is paramount, the importance of having a solid business banking program continues to be a priority for many financial institutions. According to Jack Henry’s 2025 Strategy Benchmark report, “The majority of banks (90%) and credit unions (72%) plan to expand services to small businesses in 2025 and 2026.” The report also states that community banks and credit unions are well-positioned to serve this market. 

This data reinforces the potential perceived market opportunity while demonstrating that strategic decisioning in this space will increase the probability of success. Nacha Consulting recently published  "The Value Proposition of Corporate ACH Origination in Payments." This comprehensive white paper includes key points and considerations for financial institutions looking to launch a corporate origination program. 

The paper explores key topics such as: 

• The role of ACH payments in businesses, along with risk and compliance considerations. 

• ACH origination in support of cash management needs for accounts payable and accounts receivable and the larger cash management cycle.  

• Future Focus - AI, Banking as a Service and Embedded ACH. 

Nacha Consulting works as a business partner to our clients acting as an extension of the team providing the support needed to be successful with any type of payment endeavor. We have worked on many engagements related to new and expanding ACH origination programs, including recent work with a credit union building out its Originating Depository Financial Institution (ODFI) program. Nacha Consulting ‘The Only Option’ Considered in Credit Union’s Quest to Become an ODFI | Nacha 

Check out the white paper to learn more and consider contacting Nacha Consulting to learn more about how we help financial institutions build and refine their corporate origination programs.   

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