Did you know there’s such a thing as International ACH Transaction, or IAT? There is. In fact, there were nearly 121 million IATs in 2024, both debits and credits, which is impressive, but Nacha believes much greater use can be made of this payment tool.

RESTON, Virginia, March 27, 2025 – Nacha has released its Top 50 rankings of financial institution originators and receivers of ACH payments for 2024.

The Nacha Rules require financial institutions to establish, implement, and periodically review exposure limits for their Third-Party Sender (TPS) customers and for their Originator customers. Third-Party Senders are also required to do the same for their Originator customers.

Dentists are flocking to electronic funds transfer (EFT) for claim payments, with a new report finding a 43% jump in those payments from 2022 to 2023.

Today, in celebration of National AAP Recognition Day, Nacha proudly recognizes the achievements of 327 newly accredited ACH Professionals (AAPs) who earned their credential by passing the 2024 exam.

How many times have you seen something like this happen? 

It’s a figure that takes a moment to wrap your head around: a 2,556% increase. But that’s just how much healthcare claim payment volume on the ACH Network climbed from 2013 to 2024.

RESTON, Virginia, Jan. 30, 2025 – Led by phenomenal growth in Same Day ACH, Nacha reported across-the-board gains in ACH payments volume and value in 2024.

A new credit-push fraud scheme is being used by fraudsters to target financial institutions and their commercial clients. 

On Dec. 16, Nacha issued Operations Bulletin #4-2024 to emphasize the critical importance of maintaining up-to-date routing transit number information.

It always seems to happen this way: A couple of (relatively) quiet weeks at the end of December and then the new year is off and running like a Kentucky Derby favorite. 2025 is no different, as it promises to be a busy, and exciting, year here at Nacha.

Contrary to what you might think, there are no Yankees-Red Sox type rivalries among the nation’s payment systems. Quite the opposite, actually. 

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2025 Nacha Operating Rules & Guidelines & ACH Risk Management Handbook print publications. 
 

Editor’s Note: This podcast was recorded prior to the Consumer Financial Protection Bureau’s (CFPB) final rule on Personal Financial Data Rights, issued under Section 1033 of the Consumer Financial Protection Act.

One of the new Rules that went into effect on Oct. 1, 2024, expands an RDFI’s voluntary exemption from the funds availability requirement of the Nacha Operating Rules. The Rule also requires an RDFI to take reasonable steps to notify an ODFI if the RDFI exercises this exemption.

Nacha’s Payments Innovation Alliance, a membership program that brings together diverse global stakeholders seeking to transform the payments industry, will address the question “What is Pay by Bank?” through a new project team open to all existing and new Alliance members.

RESTON, Virginia, Oct. 17, 2024 – Same Day ACH volume soared 67.5% in the third quarter of 2024, and total ACH Network payment volume rose 7.4% from a year earlier, new figures from Nacha showed.