9th Edition - Coming Soon!

This manual is an invaluable tool for any candidate studying for the AAP or APRP exams and for those preparing for ACH annual audits or examinations by regulatory agencies.

Please review our recently updated Terms of Use. 

Your electronic flashcard subscription provides you with six-months of full access to your study tool (from the date you redeem your code) from any computer or mobile device.

Although Tax Day was April 15, the IRS and State Tax Refund Return Opt-In Programs are available year-round to help financial institutions return tax refund credits in cases of suspected error or fraud.

Florida dentists will soon find it easier to get fee-free EFT claim payments—and reject virtual credit cards (VCCs)—under a new law coming to the Sunshine State.

Even higher education professionals can sometimes use a little schooling—especially about how to make and receive payments. 

Preferred Partner for ACH Experience/Account Validation/Risk and Fraud Prevention

MIAMI BEACH, Fla.—Records are made to be broken, and that’s especially true when it comes to ACH.

Nacha released the following statement from Jane Larimer, President and CEO, on the Federal Reserve requesting comments to expand the operating days of the National Settlement Service to include weekends and holidays:

Regulators and the Nacha Operating Rules require all financial institutions to conduct an ACH Compliance Audit annually.

Designed to assist Financial Institutions, both RDFIs and ODFIs, in addressing ACH risk, this workbook covers risk obligations as defined in OCC Bulletin 2006- 39, ACH Risk Management Guidance, the FFIEC Retail Payment Systems IT Examination Handbook and current Nacha Operating Rules.

HERNDON, Virginia, April 23, 2024 – A 47% increase in Same Day ACH volume helped lead the way as the ACH Network began 2024 by handling 8.2 billion payments in the first quarter. 

After four consecutive years of declines, the number of organizations reporting attempted or actual payments fraud rose considerably in 2023, new research found.

This convenient quick-reference tool helps ACH Originators quickly and easily understand their obligations under the ACH Rules.

This convenient quick-reference tool helps ACH Originators quickly and easily understand their obligations under the ACH Rules.

This convenient quick-reference tool helps ACH Originators quickly and easily understand their obligations under the ACH Rules.

The Council for Affordable Quality Healthcare (CAQH) owns and manages the CORE Operating Rules. The Healthcare EFT Enrollment Rules were just updated to help health claim payments move more efficiently and effectively while

HERNDON, Virginia, March 20, 2024 – Nacha’s Top 50 ranking of financial institution originators and receivers of ACH payments for 2023 was released today.

Not long ago, credit-push fraud wasn’t something you heard payments professionals discussing. That it quickly became part of today’s lexicon shows the importance of keeping our risk management strategies current. A slate of recently approved Nacha Operating Rules will do just that.

HERNDON, Virginia, March 18, 2024 – Nacha members have approved a set of rules intended to reduce the incidence of frauds, such as business email compromise (BEC), that make use of credit-push payments.