Paychex supports payroll processing for hundreds of thousands of employers across the United States, serving one in 12 private sector workers.

Plaid provides infrastructure that enables fintechs, banks and merchants to process payments and offer financial services to their customers.

CSG Forte provides payment processing services to organizations across a wide range of industries, including property management and government.

Deseret Management Corporation (DMC), headquartered in Salt Lake City, manages for-profit entities affiliated with The Church of Jesus Christ of Latter Day Saints.

A large company with multiple locations manages funds across several operating accounts, all held at different financial institutions. To support daily liquidity needs, the company regularly consolidates balances into a central account to fund payroll, vendor payments and other obligations.

A nonprofit organization provides emergency financial assistance to families affected by natural disasters. Once aid is approved, recipients often need immediate access for essential needs.

Digital wallet experiences depend on timely movement of funds—both into and out of a wallet. To support faster access and greater flexibility, a digital wallet provider enabled Same Day ACH for both debits and credits.

Employees value timely access to reimbursements once expenses are approved, as those funds often help cover out‑of‑pocket costs. To improve this experience, a mid-sized organization enabled Same Day ACH credits for reimbursement requests.

A mid-sized manufacturer depends on regional suppliers to keep production moving. Last-minute changes require fast payments to avoid production delays or stoppages, so the company enables Same Day ACH for time-sensitive supplier disbursements.

Businesses often want to make federal, state and local tax payments on or close to specific due dates.

A credit card issuer is required to apply a customer’s bill payment on the day it is received, even when that payment is submitted close to the due date.