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Nacha supports users having choices in electronic payments – including instant payments (such as FedNow and RTP), credit cards and wire. Electronic payment options can be complementary and give payment system users a choice based on their use case. This …
Nacha has created an Opt-In Program to better facilitate the return and recovery of potentially fraudulent unemployment benefits originally paid by ACH credits (i.e., Direct Deposit). ODFIs for state unemployment benefit agencies are able to “opt-in” on …
According to the U.S. Chamber of Commerce , "ACH payment acceptance saves small businesses money while improving customer experiences." Does your business currently take recurring payments? Do a significant proportion of your customers currently pay by …
Direct Deposit remained the clear choice for Americans on payday, a new survey found. In its 2025 “Getting Paid in America” survey, PayrollOrg (formerly the American Payroll Association) found that nearly 92.7% of respondents said their wages come via …