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In 2024, ACH payments moved $86.2 trillion across the U.S. financial system. Yet, despite this scale, many financial institutions still rely on manual, paper-based, or rules-driven processes that have been in place for decades. This challenge, coupled …
As a senior consultant within Nacha’s consulting group, I observe that one critical area of non-compliance with the Nacha Rules is related to ACH authorizations. ACH authorizations are the foundation under which Entries may be transmitted through the ACH …
According to the U.S. Chamber of Commerce , "ACH payment acceptance saves small businesses money while improving customer experiences." Does your business currently take recurring payments? Do a significant proportion of your customers currently pay by …
On July 18, 2025, President Donald Trump signed the GENIUS Act (Guiding and Establishing National Innovation for U.S. Stablecoins) into law—the first federal framework for payment stablecoins in the United States. This law marks a turning point for …