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A Deep Dive into Pay by Bank and Open Banking
Editor’s Note: This podcast was recorded prior to the Consumer Financial Protection Bureau’s (CFPB) final rule on Personal Financial Data Rights, issued under Section 1033 of the Consumer Financial Protection Act. On the surface it sounds really familiar: …
A Deep Dive into Nacha’s Micro-Entry Rule
Many organizations use small value ACH transactions to validate an account a customer uses to pay with or receive payments. These transactions are often called “test transactions” or Micro-Entries.   Earlier this year, Nacha passed a new rule defining …