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There are banks that look at Third-Party Senders and—right or wrong—have their doubts. Wayne Gonzales gets it. In his experience, many Originating Depository Financial Institutions (ODFIs) “really aren’t interested in Third-Party Senders because of the …
(L-R) Luis Guzman, Dave Glaser and Serenie Gagon LAS VEGAS —You’re at the online checkout ready to complete your purchase. How do you pay? For most consumers it’s with a credit card, which leads Dave Glaser to this question: “How do we motivate consumers …
Whether you’re collecting your salary, paying your bills, moving money around or a whole lot more, the ACH Network is busy working in the background. It’s making sure your mortgage and utility payments get paid by Direct Payment (ACH debits), and your pay …
As ACH volumes continue to surge, fraudsters have become more sophisticated, particularly in exploiting credit‑push payments. In response, Nacha has introduced new Risk Management Rules, with phases taking effect in March and June 2026. These Rules …
As quantum computing moves from theoretical possibility to tangible technological force, financial institutions and payments stakeholders face a rapidly evolving risk landscape. The security models that protect today’s payment systems were never designed …
The payments industry cannot wait for the arrival of a cryptographically relevant quantum computer to act. Payments participants – financial institutions, third parties, vendors, and more – should have already started their quantum readiness …
Every time you tap your phone at a terminal, browse the web, or authorize a secure online payment, you aren't just using high-end technology—you are relying on quantum mechanics. While it may sound like science fiction, the physics of the "super-small" is …