Risk Management Resources
The safety of the ACH Network for all participants is key. Nacha has numerous risk management resources available including fraud prevention and Nacha Rules compliance. You can filter the information by both resource type and audience.
Risk Management Resources
ACH Quality
Compliance
Fraud Prevention
RISK MANAGEMENT TOPICS – (Fraud Monitoring Phase 2)
Phase 2 of Rule amendments related to monitoring for fraud.
June 19, 2026
Compliance
Legal
Payments Legal & Compliance Summit
This virtual event is designed for legal professionals in the industry and those overseeing risk or compliance within their organizations.
December 2, 2026
Compliance
Cybersecurity
Fraud Prevention
Nacha’s Risk Retreat
There's a lot to learn at Nacha's Risk Retreat
August 4, 2026
ACH Quality
Compliance
ACH Corporate Insights Newsletter
This free electronic newsletter helps treasury and finance teams stay informed, mitigate risk, and optimize ACH processes for secure, cost-effective payments.
July 7, 2026
ACH Quality
Compliance
Fraud Prevention
RISK MANAGEMENT TOPICS – Company Entry Descriptions
Rule amendments that standardize uses of the Company Entry Description.
March 20, 2026
ACH Quality
Compliance
Fraud Prevention
RISK MANAGEMENT TOPICS – (Fraud Monitoring Phase 1)
These Rule amendments are related to monitoring for fraud.
March 20, 2026
Compliance
Legal
Payments Institute 2026 Accreditation Prep (AAP, APRP, AFPP) School of Study
Payments Institute 2026 School of Study courses in Chicago, July 12-15.
March 18, 2026
Compliance
Legal
Payments Institute 2026 Risk, Regulatory, Compliance & Legal School of Study
Payments Institute 2026 School of Study courses in Chicago, July 12-15.
March 18, 2026
Cybersecurity
Smarter Faster Payments 2026 Cybersecurity & Risk Session Track
Check out sessions that focus on emerging threats and ways to recognize risks to prevent loss, as well as provide the necessary surety for transactions.
February 13, 2026
Compliance
Legal
Payments Legal & Compliance Summit 2025 Session Recordings
Catch up on sessions from the Payments Legal & Compliance Summit 2025
December 18, 2025
Compliance
The New Nacha Rules: New Fraud Compliance Responsibilities for All Organizations Sending ACH Payments
November 19, 2025
ACH Quality
Fraud Prevention
Nacha Responds to Federal Banking Regulators’ Request for Information on Payments Fraud
October 6, 2025
Fraud Prevention
Nacha’s Payments Innovation Alliance Releases Spanish-Language Resources to Help Prevent Consumer Financial Fraud
October 6, 2025
Cybersecurity
Fraud Prevention
Time to Embrace Secure Electronic Channels for ACH Exception Information Exchanges
October 6, 2025
ACH Quality
Compliance
ACH Operations Bulletin #3-2025-Automating the Request for Proof of Audit
October 6, 2025
Fraud Prevention
First-Party Fraud and the Role of the RDFI
Nacha’s Risk Management Advisory Group (RMAG) offers insights as first-party fraud increases.
August 7, 2025
Compliance
Cybersecurity
Fraud Prevention
Protecting Payments in the Quantum Era Video
This video, developed by the Payments Innovation Alliance, explains quantum computing’s threat to payments security — and why the industry must act now.
July 15, 2025
Fraud Prevention
A Cautionary, Real-Life Tale of Why Nacha’s New Fraud Rules are Crucial
June 24, 2025
Compliance
Fraud Prevention
Credit-Push Fraud Monitoring Resource Center
A centralized location for guidance on and some solution providers for credit-push fraud monitoring.
June 10, 2025
ACH Quality
Fraud Prevention
ACH Risk Management Handbook
The newly updated 9th edition offers essential insights into Nacha’s strategies for identifying and mitigating risks associated with ACH payments.
June 3, 2025
Cybersecurity
Fraud Prevention
FBI’s IC3 Finds Almost $8.5 Billion Lost to Business Email Compromise in Last Three Years
April 24, 2025
ACH Quality
Accredited Payments Risk Professional
Learn more and register for the APRP exam.
April 22, 2025
ACH Quality
Compliance
Notes from the Field: AI is Trending and Nacha Rules Updates Should Be Top of Mind for 2025
April 22, 2025
Compliance
Invoking the Exemption from the Funds Availability Requirement, and the RDFI’s Associated Notification Requirement
Invoking the Exemption from the Funds Availability Requirement, and the RDFI’s Associated Notification Requirement
January 30, 2025
Compliance
New Nacha Operating Rules: Risk Management Topics – Company Entry Descriptions
New Nacha Operating Rules: Risk Management Topics – Company Entry Descriptions
January 30, 2025
Compliance
New Nacha Operating Rules: Risk Management Topics – (Fraud Monitoring Phase 1)
January 30, 2025
ACH Quality
Compliance
ACH Operations Bulletin #4-2024-Importance of Maintaining Up-to-Date Routing Transit Numbers
All parties involved in the origination of ACH payments should incorporate regular routing number updates as part of their ACH origination practices.
December 16, 2024
Fraud Prevention
New Fraud-Fighting Rules Take Effect Oct. 1. Here’s What they Mean for Your FI
Nacha Rule changes effective Oct. 1, 2024, are aimed at stopping fraud before it happens and improving funds recovery if it does.
August 12, 2024
Cybersecurity
Fraud Prevention
Legal
Business Email Compromise Response Action Plan
This Alliance resource provides guidance for companies affected by business email compromise and outlines steps to prevent incidents.
July 26, 2024
Compliance
Cybersecurity
Security Incident Response Procedure Guide
This guide provides steps for evaluating incidents and determining necessary notifications to stakeholders.
May 31, 2024
Fraud Prevention
AFP Report Finds Check Fraud on the Rise
Research: attempted/actual payments fraud rose considerably in 2023.
April 16, 2024
Fraud Prevention
Approaching Implementation of the New Risk Management Rules
Considerations for implementing new rules to address credit-push fraud.
April 7, 2024
Account Validation
Compliance
Fraud Prevention
Nacha Preferred Partners
Providers who advance the ACH Network in risk/fraud prevention.
April 3, 2024
Fraud Prevention
Fighting Credit-Push Fraud
Nacha Operating Rules aim to reduce/recover from credit-push fraud.
March 18, 2024
Fraud Prevention
New Nacha Rules Take Aim at Credit-Push Fraud
Nacha members approved Rules intended to reduce credit-push frauds.
March 18, 2024
Fraud Prevention
AI Presents Both Risks and Rewards
AI is used by fraudsters. We can use AI to fight fraudsters.
March 5, 2024
Account Validation
ACH Quality
Account Validation Resource Center
Supplementing Fraud Detection Standards for WEB Debits rule resources.
November 30, 2023
Cybersecurity
Cybersecurity Tabletop Exercise for Small to Medium Size Business (Ransomware)
Exercise for preparedness for and response/recovery from cyberattacks.
October 18, 2023
Cybersecurity
Enhancing Operational Resilience for ACH Network Participants
Measures for FI and TPS ACH processing operational resiliency.
October 4, 2023
Compliance
Legal
ACH Compliance Manual
Crisp insights into authorisations, processing and more.
September 23, 2023
Compliance
Legal
Guiding Principles to Help Achieve Optimum Efficiency in Risk Management
Ways to achieve optimum efficiency in risk management.
September 5, 2023
Compliance
Legal
Fintechs, Third Parties, and ACH Risk Management
Determining whether a fintech customer is a Third-Party Sender.
September 5, 2023
Compliance
Legal
ACH Risk Management Handbook
Risk management program for creation/processing of ACH transactions.
July 31, 2023
Fraud Prevention
RMAG Guidance on Credit-Push Fraud Response Checklists for Originators
Originators’ checklist for responding to credit-push fraud.
July 24, 2023
Compliance
Legal
RMAG: Preventing and Recovering from Operational Errors and Accidents
Steps to recover and communicate are key following errors/accidents.
June 14, 2023
Cybersecurity
Regulatory Guidance and Information Involving Payments
Regulatory guidance for FIs/ACH Network participants.
June 1, 2023
Compliance
Legal
What are You, and Your Competitors, Doing to Fight Fraud?
Know what others are doing to fight fraud and work together.
May 9, 2023
Compliance
Fraud Prevention
Legal
FBI and AFP Reports Warn Business Email Compromise Remains a Threat
Fraud focus: FBI report on BEC and AFP report on paper checks.
May 9, 2023
Fraud Prevention
The Fraudsters are Hard at Work. How Hard are You Fighting Back?
Bad guys don’t care how they get paid when it comes to certain frauds.
April 24, 2023
Fraud Prevention
A Checklist Approach to Reduce Fraud in Payroll Origination
Electronic payment initiation checklist for payroll origination.
April 7, 2023
Account Validation
ACH Quality
Fraud Prevention
Micro-Entries
Micro-Entry practices/format for Originators for account validation.
March 17, 2023
Cybersecurity
Fraud Prevention
Supplementing Data Security Requirements
Rule: For protection make deposit account info unreadable when stored.
March 9, 2023
Fraud Prevention
RMAG Guidance on ODFI Credit-Push Fraud Response Checklists
ODFI’s immediate and post incident steps to take for credit push fraud.
January 31, 2023
Compliance
Legal
A Checklist Approach to Payment Initiation
An Electronic Payment Checklist could help Originators reduce fraud.
January 3, 2023
Compliance
Legal
Third-Party Senders & the ACH Network
TPS requirements/obligations for originating ACH payments.
January 1, 2023
Fraud Prevention
RMAG Offers Guidance for Risk-Based Controls to Address the Potential of Fraudsters Gaining Access to Illicit Funds
Ways to identify credit-push fraud and assist in recovering funds.
November 29, 2022
Fraud Prevention
Nacha Announces New Risk Management Framework for the Era of Credit-Push Fraud
Strategies to address frauds that make use of credit-push payments.
September 22, 2022
Account Validation
ACH Quality
Phixius Account Validation
Safe and secure way to verify and validate ACH account information.
July 20, 2022
Fraud Prevention
Current Fraud Threats
Fraud scheme descriptions and ways protect your organisation.
October 1, 2021