Nacha Resources

Nacha offers numerous resources to help you stay up-to-date on industry regulations and expand your skills and knowledge of payments systems. Flexible resources allow you to pursue education when and how it’s convenient for you.

Featured Resources

Faster Payments 101 is an updated version of the Introduction to Faster Payments in the U.S., an industry resource developed by NACHA and its Regional Payments Association member organizations in 2017. The Alliance’s Faster Payments Playbook Project Team has enhanced the tool as part of its broader effort of developing actionable tools to help advance faster payments in the U.S. market.

HERNDON, Va., Nov. 1, 2018 – The number of ACH payments totaled more than 5.6 billion in the third quarter of 2018, a 6.7 percent increase over Q3 2017, according to NACHA. The ACH Network’s strong performance is driven in large part by online and business-to-business (B2B) payments.

1522 results

ACH Network Sees Highest Quarterly Growth in 11 Years

July 11, 2019
The ACH Network saw its highest quarterly growth rate in more than a decade during the second quarter of 2019, as volume climbed 7.7% over the same period in 2018. Same Day ACH volume rose 46%.
Press Release

Sullivan Addresses the Fintech & Payments Caucus Congressional Staff

July 10, 2019
On July 9, 2019, Nacha’s Bill Sullivan, representing the ACH Network, was a panelist along with ICBA, The Clearing House and Financial Innovation Now (FIN) for a Congressional staff briefing on the Federal Reserve’s role in faster payments.
Government Affairs Updates

Nacha Government Relations Update – July 11, 2019

July 9, 2019
Nacha's Government Relations update provides insight on policy matters at the federal and state level that could impact the ACH Network. In this edition: Sullivan Addresses the Fintech & Payments Caucus Congressional Staff; SCOTUS Rules to Uphold Precedent Regarding Federal Regulators’ Strength of Power; and more.
Government Affairs Updates

23 States Now Joined in Multi-state Licensing Agreement for Money Services Businesses

July 9, 2019
On Jun 24, 2019 the Conference of State Bank Supervisors announced that a current total of 23 states have now joined a multi-state licensing agreement standardizing processes for non-bank money services businesses (MSBs), including fintech companies, with California and North Carolina being among the most recent to join.
Government Affairs Updates

SCOTUS Rules to Uphold Precedent Regarding Federal Regulators’ Strength of Power

July 9, 2019
On June 26, 2019, the U.S. Supreme Court issued a decision on Kisor v. Wilkie, ruling to uphold the controversial legal precedent known as “Auer deference,” under which courts defer to federal regulators’ own (and reasonable) interpretations of the agencies’ rules when regulations are ambiguous.
Government Affairs Updates

Nacha Summer Membership Drive

July 8, 2019
Summer is heating up! Nacha is offering cool savings on its Affiliate Program or the Payments Innovation Alliance now through Aug. 31.
Announcement

Extended Hours for Same Day ACH: The Time Has Come

July 5, 2019
Triple digit growth in a single year shows you’re on to something. Such is the case with Same Day ACH. Since its 2016 debut, businesses small and large, financial institutions from Main Street to Wall Street, and consumers have embraced the benefits of Same Day ACH. Volume jumped 137% from 2017 to 2018, with nearly 178 million transactions last year.  But it’s still a work in progress. In fact, we have an enhancement coming in September, making funds available sooner in the day for many ACH credits.
Blog