Nacha Resources

Nacha offers numerous resources to help you stay up-to-date on industry regulations and expand your skills and knowledge of payments systems. Flexible resources allow you to pursue education when and how it’s convenient for you.

Featured Resources

Faster Payments 101 is an updated version of the Introduction to Faster Payments in the U.S., an industry resource developed by Nacha and its Payments Association member organizations in 2017. The Alliance’s Faster Payments Playbook Project Team has enhanced the tool as part of its broader effort of developing actionable tools to help advance faster payments in the U.S. market.

HERNDON, Va., Nov. 1, 2018 – The number of ACH payments totaled more than 5.6 billion in the third quarter of 2018, a 6.7 percent increase over Q3 2017, according to NACHA. The ACH Network’s strong performance is driven in large part by online and business-to-business (B2B) payments.

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IRS Reminds Taxpayers that Direct Deposit is the Fastest Way to Receive a Refund

January 14, 2020
Want your tax refund fast? Use Direct Deposit. And while you’d normally think that’s what we’d say, this time it’s not. That’s coming from the Internal Revenue Service, which called Direct Deposit the “simple, safe and secure” way to get your tax refund. In a recent web post, the IRS reminded taxpayers that with tax season upon us “choosing to have (your) tax refund directly deposited … is the fastest way to get (your) refund.” That’s good news for the 96 million Americans who are expecting a refund this year – many of whom are already using Direct Deposit.

Nacha Government Relations Update – Jan. 9, 2020

January 8, 2020
On Dec. 19, 2019, the Office of the Comptroller of the Currency appealed a decision by a federal judge that said the agency cannot issue bank charters to institutions that don’t take deposits.

Missing Appendix 8? What You Need to Know

January 8, 2020
If you're missing Appendix 8 of the Nacha Operating Rules, don't worry. A recent Nacha webinar showed there's other ACH audit guidance available.

Nacha Announces New Officers and Directors for 2020

January 6, 2020
Nacha today announced its new Board Chairperson and Secretary/Treasurer as well as six new directors. The Nacha Board oversees the governance and administration of Nacha as the ACH Network administrator and industry trade association. “We are pleased to welcome our new officers and directors,” said Nacha President and CEO Jane Larimer. “Together our Board represents a diverse set of financial institution voices and helps us ensure the modern ACH Network continues to thrive and evolve.” The Board of Directors elected Joe W. Hussey to serve as Chairperson for 2020.
Press Release

Nacha Confirms Effective Date of Same Day ACH Expansion

December 23, 2019
As the steward of the ACH Network, Nacha applauds the Federal Reserve Board of Governors’ approval today of the extension of the National Settlement Service operating hours, which is necessary for the expansion of Same Day ACH. With the issuance of the notice today by the Board of Governors, Nacha confirms that the effective date of the expansion of Same Day ACH is March 19, 2021. Same Day ACH is a faster payment option that reaches all U.S. banks and credit unions.