Digital wallet experiences depend on timely movement of funds—both into and out of a wallet. To support faster access and greater flexibility, a digital wallet provider enabled Same Day ACH for both debits and credits.

Using a Same Day ACH debit, the provider can fund wallet balances by pulling funds from a user’s bank or credit union account, with balances updated on the same business day. Using a Same Day ACH credit, the provider can support faster payouts or cashouts—pushing funds from the wallet to the user’s bank or credit union account within hours on the same day.

Same Day ACH Improves the Digital Wallet User Experience By:

• Enabling same day funding of wallet balances through debit entries.
• Supporting same day payouts or cashouts through credit entries.
• Providing faster access to funds and balance availability.

Same Day ACH Credits and Debits Just Work.

Digital wallet providers have a flexible, ACH-based option to move funds on the same business day—supporting faster access, predictable funding, and confident use of wallet balances.