A large company with multiple locations manages funds across several operating accounts, all held at different financial institutions. To support daily liquidity needs, the company regularly consolidates balances into a central account to fund payroll, vendor payments and other obligations.

Having the ability to move funds and update central account balances on the same business day allows the company to manage intraday liquidity more precisely and align cash positions with operational demands. By using Same Day ACH credits and debits, the company can concentrate funds into its central account within hours on the same business day, using familiar ACH processes.

Same Day ACH Makes Cash Accounting Easier By:

• Providing same-day visibility into cash positions and enabling timely consolidation of funds as liquidity needs arise. 
• Supporting flexible, ACH-based movement of funds using both credit and debit entries. 
• Strengthening cash flow forecasting and simplifying day-to-day treasury operations.

Same Day ACH Credits and Debits Just Work.

Cash concentration is a core treasury function that depends on timing and predictability. By providing a reliable, ACH-based option to move funds into a central account on the same business day, Same Day ACH supports more informed liquidity decisions and day-to-day financial management.