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      What is ACH and how does it affect your life? Here’s what you need to know.
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13 results related to "Risk Management"
September 16, 2025
ACH Operations Bulletin #3-2025-Automating the Request for Proof of Audit
… in October 2025, automation of this process through Nacha’s Risk Management Portal (riskmanagementportal.nacha.org) will enable Nacha to contact …
August 14, 2025
ACH Operations Bulletin #2-2025-Encouraging the Use of Secure Electronic Channels for Resolving ACH Exceptions
… new categories added to the ACH Contact Registry in Nacha’s Risk Management Portal—such as Exception Resolution and …
November 12, 2024
ACH Operations Bulletin #3-2024-Open Banking and ACH Payments: The Impact of the CFPB’s Personal Financial Data Rights Final Rule
… transactions pursuant to the Final Rule potentially raises risks for financial institutions involved in such … retention, data security, sharing of certain ACH data, and risk management. Authorization Procedures • With respect to ACH …
July 3, 2024
ACH Operations Bulletin #1-2024: Changes to Upcoming Rules Effective Dates
… as possible. In addition, a new feature will go live in the Risk Management Portal prior to the April 1, 2025, effective date … through the portal. June 19, 2026, Rules Effective Date Two risk management rules were recently approved with Friday, …
March 29, 2023
ACH Operations Bulletin #1-2014: Questionable ACH Debit Origination: Roles and Responsibilities of ODFIs and RDFIs
… obligations, as well as associated reputational and other risks, the Federal banking agencies advise that ODFIs, among other things, should (i) exercise appropriate risk-based diligence when bringing on new Originators and … of the Comptroller of the Currency (OCC) released its risk management guidance for ACH activities by national banks, …
March 27, 2023
ACH Operations Bulletin #1-2022: COVID-Related Relief from Certain Nacha Operating Rule Provisions Will Expire on October 1, 2022
… with its Rules and Operations Committee and its Risk Management Advisory Group, Nacha has determined that these …
March 27, 2023
ACH Operations Bulletin #2-2014: ACH Transactions Involving Third-Party Senders and Other Payments Intermediaries
… the Nacha Operating Rules. Note:  See Subsection 2.2.3 ODFI Risk Management, 2015 Nacha Operating Rules & Guidelines, page … intermediaries must fully understand the nature of the risks that are created by their payment intermediaries and …
March 27, 2023
ACH Operations Bulletin #1-2017: Social Engineering Fraud Against Public-Sector and Other Entities
… mail. As noted in the FS-ISAC alert, a method to reduce the risk of falling victim to this scam is to authenticate any … as well as each Originator, should consider the risk management practices best tailored to its individual …
March 27, 2023
ACH Operations Bulletin #2-2017: Same Day ACH and Debit Processing
… systems use a default “today’s date” are at an elevated risk of incorrectly debiting their customers early when … authorized by the Receiver.” In addition to an elevated risk that mistimed debits will be returned as unauthorized, … strongly cautions all RDFIs to consider the potential risk management and customer impacts of such delayed posting. …

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