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      What is ACH and how does it affect your life? Here’s what you need to know.
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207 results related to "*"
June 22, 2023
Micro-Entries (Phase 2)
This Rule will define and standardize practice and formatting of Micro-Entries, which are used by some ACH Originators as a method of account validation. This phase of the Rule requires Originators of Micro-Entries to use commercially reasonable fraud …
March 3, 2023
Minor Rules Topics
These changes will amend the Nacha Operating Rules (Rules) to address a variety of minor topics related to Meaningful Modernization, an ACH Operator edit and expiration of stop payments on non-consumer …
May 13, 2025
Moving Small Business from Checks to ACH Proves an Uphill Climb
NEW ORLEANS —A mom-and-pop restaurant is way different from a neighborhood lawn care company, which has little in common with the one-person consulting firm. Yet as Peter Tapling notes, “We tend to paint small business with a broad brush,” no matter how …
May 21, 2024
Moving Toward a ‘Checkless Campus’ at Colleges and Universities
Even higher education professionals can sometimes use a little schooling—especially about how to make and receive payments.  “I think for schools, their objective should be a checkless campus,” said Michael Herd, Nacha Executive Vice President, ACH …
March 16, 2023
Nacha’s RMAG on Third-Party Senders and the ACH Network
The Nacha Risk Management Advisory Group (RMAG) has developed sound business practices for ODFIs for both the onboarding of new Third-Party Sender (TPS) clients and the ongoing monitoring of existing TPS clients. Following recent discussions on the topic …
March 9, 2023
Nacha’s RMAG: Same Day ACH Shown to be Safe and Secure
Even before the first phase of Same Day ACH was implemented nearly five years ago in September 2016, Nacha’s Risk Management Advisory Group (RMAG) had been evaluating potential risk increases and decreases due to Same Day ACH. Were the doom and gloom …
March 9, 2023
Nacha’s Nonprofit Toolkit: ‘A Great Resource’ for an Electronic Bank Transfer Program
When Nacha set out to revamp its Nonprofit Toolkit , the goal was to make it as helpful as possible for nonprofits looking to start or enhance a donation program using electronic bank transfer (ACH). An expert in the field of charitable giving is …
March 10, 2023
Nacha Statement on December 2021 Federal Reserve Payments Study
Contact: Media Relations Today, Nacha released the following statement by President and CEO Jane Larimer on the December 2021 update to the Federal Reserve Payments Study : “The latest update to the Federal Reserve Payments Study highlights the importance …
March 9, 2023
Nacha Releases Top 50 Financial Institution ACH Originators and Receivers for 2021
HERNDON, Va.,  April 5, 2022 - Nacha’s Top 50 rankings of financial institution originators and receivers of ACH payments for 2021 are now available.  The Top 50 originating institutions saw total ACH volume of nearly 25 billion payments last year, an …

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