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      What is ACH and how does it affect your life? Here’s what you need to know.
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213 results related to "*"
November 1, 2024
Go Team ACH! Key Takeaways from Nacha's Presence at AFP 2024
Nine Nacha staffers attended the Association for Financial Professionals' 2024 conference in Nashville, Tennessee, held Oct. 20-23. That’s more than 10% of our entire staff! Throughout the event, the Nacha team shared valuable insights on ACH payments and …
March 9, 2023
Taking a Look ‘Under the Hood’ of Same Day ACH
NASHVILLE, Tennessee —Same Day ACH only turned five last September, and as Michael Herd, Nacha Senior Vice President, ACH Network Administration, noted, that means “it’s still early.” After all, he said, from the time the ACH Network began “it took about …
August 28, 2023
The System of Fines: A Quarter Century of Helping Keep the ACH Network Clean
No matter the industry, issues are going to come up between one party and another. ACH is no exception, and when financial institutions can’t work things out among themselves, Nacha’s System of Fines is available to adjudicate any alleged Nacha Rules …
October 2, 2023
Be Sure Your ACH Contact Registry Information is Correct; More Spot Checks Coming
It’s been more than three years now—July 2020, to be exact—since the ACH Contact Registry went live. And as recently as August of last year, Nacha let everyone know it’s running spot checks on the data within the registry. Those checks are about to be …
March 3, 2023
Supplementing Data Security Requirements (Phase 1)
The existing ACH Security Framework including its data protection requirements is supplemented to explicitly require large, non-FI Originators, Third-Party Service Providers (TPSPs) and Third-Party Senders (TPSs) to protect deposit account information by …
March 3, 2023
Supplementing Data Security Requirements
This rule supplements previous ACH Security Framework data protection requirements by explicitly requiring large, non-FI Originators, Third-Party Service Providers (TPSPs) and Third-Party Senders (TPSs) to protect deposit account information by rendering …
October 1, 2025
Supplementing Fraud Detection Standards for WEB Debits
The WEB Debit Account Validation Rule became effective March 19, 2021. The rule was originally approved by Nacha members in November 2018 to become effective January 1, 2020. The Nacha Board of Directors approved an extension in effective date to allow …
February 26, 2025
The Story of Payments
By Richard Oliver & George Warfel Jr. Publication Preview Written by experienced experts from both the private and the government sector, The Story of Payments: How The Industrialization of Trust Created the Modern Payments System  tells the story of how …
September 19, 2025
Stablecoins and the Role for ACH
There’s a lot of talk lately about stablecoins, especially after the GENIUS Act was signed into law in July. But just what is stablecoin? And where does ACH fit in?  The GENIUS (Guiding and Establishing National Innovation for U.S. Stablecoins) Act …

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