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      What is ACH and how does it affect your life? Here’s what you need to know.
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15 results related to "Same day ach"
March 9, 2023
$1 Million Same Day ACH Limit Not a Greater Fraud Risk, Nacha’s RMAG Finds
… Increasing the Same Day ACH dollar limit to $1 million per payment posed no greater … was unlikely to increase incidences of fraud involving Same Day ACH, and that the higher dollar value opened new …
May 13, 2025
Are the ACH Systems at Your FI Resilient to Today’s Threats?
… the Gulf Coast, and he remembers banks needing their ACH files as lines of communication were cut.  “We had to … Risk Management. The lessons learned he imparts to this day. “When you’re thinking about operational resilience, I … highly complex and customized legacy ACH systems. At the same time, fraud systems at FIs “are increasingly becoming …
January 22, 2025
An Eventful 2025 is Underway at Nacha
… as it promises to be a busy, and exciting, year here at Nacha. I’d like to take a minute to let you know about some … their expertise in all faster payment types, including Same Day ACH, RTP and FedNow.  Smarter Faster Payments 2025 will …
November 4, 2024
Invoking the Exemption from the Funds Availability Requirement, and the RDFI’s Associated Notification Requirement
… exemption from the funds availability requirement of the Nacha Operating Rules. The Rule also requires an RDFI to take … before having to make funds available, such as for a Same Day ACH credit. As a result, they reason that the RDFI may …
March 16, 2023
Nacha’s RMAG on Third-Party Senders and the ACH Network
… The Nacha Risk Management Advisory Group (RMAG) has developed … limits, e.g., the risk of returns for ACH debits, including same day returns, and returns up to 60 days for consumer entries. …
March 9, 2023
Nacha’s RMAG: Same Day ACH Shown to be Safe and Secure
… Even before the first phase of Same Day ACH was implemented nearly five years ago in September 2016, …
March 9, 2023
Nacha RMAG Survey Finds No Fraud Increase from Same Day ACH Expanded Hours
… Nearly five years ago, shortly after Nacha launched Same Day ACH, its Risk Management Advisory …
October 28, 2024
New IAT Exception Request Available in Nacha’s Risk Management Portal
… There’s new functionality in Nacha’s Risk Management Portal that’s going to be very useful … until somebody opens it.” IAT forms are deleted after 60 days.  Fox also stressed that “Nacha doesn’t have access to … compliance. “You might have hundreds of people with the same name,” said Barr. “So having a birth date can help …
April 23, 2025
Return Reason Code Guide
… reference list; Stop Payments 101; AAP study hints; and Same Day ACH impact.   Please see epayresources.org/store for other …

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