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Payments Innovation Alliance Releases New Report Detailing the Potential Impact of Quantum Computing on Payments
Nacha’s Payments Innovation Alliance, a membership program bringing together diverse global stakeholders seeking to transform the payments industry, has published Protecting Payments in the Quantum Era: What You Need to Know . This free publication …
What is IFX? The IFX standard is a content-rich, well-designed Business Message Specification (BMS), built by financial industry and technology leaders with decades of combined experience. These experts have painstakingly defined, modeled and incorporated …
From this page, users can access the released versions of the IFX Business Message Specification (BMS). Learn more about the IFX Standard . Access the BMS Release Version 1.9.1 Release Version 2.4 License Statement IFX Forum hereby grants to all users …
Accelitas® is reimagining financial access through the transformative power of data. Their AI-powered predictive analytics and alternative data sources deliver fast, fair and frictionless ways to help companies achieve business growth and financial …
RESTON, Virginia , Nov. 20, 2024 – Nacha today announced Stripe as a Preferred Partner for ACH Experience. This partnership recognizes Stripe's commitment to providing seamless, efficient ACH payments and underscores its role in helping businesses reduce …
Nacha has created an Opt-In Program to better facilitate the return and recovery of potentially fraudulent unemployment benefits originally paid by ACH credits (i.e., Direct Deposit). ODFIs for state unemployment benefit agencies are able to “opt-in” on …
Dwolla, Inc. is a fintech company powering innovations with sophisticated account-to-account payment solutions. Dwolla’s robust platform, low-code API and partnership ecosystem simplify the complex process of integrating with the various payment networks …
ACH Operations Bulletin #3-2024-Open Banking and ACH Payments: The Impact of the CFPB’s Personal Financial Data Rights Final Rule
Executive Summary On October 22, 2024 the Consumer Financial Protection Bureau (“CFPB”) released its final rule implementing section 1033 of the Consumer Financial Protection Act (the “Personal Financial Data Rights Final Rule” or “Final Rule”). 1 This …
Invoking the Exemption from the Funds Availability Requirement, and the RDFI’s Associated Notification Requirement
One of the new Rules that went into effect on Oct. 1, 2024, expands an RDFI’s voluntary exemption from the funds availability requirement of the Nacha Operating Rules. The Rule also requires an RDFI to take reasonable steps to notify an ODFI if the RDFI …