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If your bank or credit union has an item to return, wouldn’t you want it out the door ASAP? It can be done. Returns can go right out using same day processing windows. But that capability is being underutilized, and misconceptions appear to be a major …
Summary A Nacha Request for Information in 2024 asked, “As an RDFI, do you currently return any entries using the same-day windows?” Only 59% of respondents said they use Same Day ACH processing windows to send any returns. Of those that do, 45% use …
On March 25, 2025, the president signed an Executive Order entitled Modernizing Payments To and From America’s Bank Account . The order provides, among other things, that “effective September 30, 2025, and to the extent permitted by law, the Secretary of …
NEW ORLEANS —Open banking has a lot of moving parts, but at the end of the day it might well come down to two words: consumer acceptance. “In the U.S. it does seem that consumers are willing to engage in open banking to initiate payments, to link a bank …
NEW ORLEANS —If ever there was a case where misery loves company, it’s fraud. “Fraud is a global issue. I think we all know it’s not just a domestic one in payments,” said Jane Larimer, Nacha President and CEO. “I know that if I asked payments …