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Smarter Faster Payments 2025

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      What is ACH and how does it affect your life? Here’s what you need to know.
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110 results related to "Account Validation"
March 9, 2023
Nacha’s Phixius Service: A Path to ACH Account Validation Compliance
… be aware that on March 18, 2022, Nacha’s ACH WEB Debit “Account Validation Rule” becomes enforceable. The rule requires that the first use of an account number, or account number changes, be validated as …
March 9, 2023
New Nacha Rule on Micro-Entries Adopted
… happen in the ACH Network and they’re a good tool for account validation. But they were not defined within our Rules. So, … that the industry has had in place which helps with account validation,” said Debbie Barr, AAP, CTP, Nacha …
March 9, 2023
New Nacha Rules: The Year in Review and the Year Ahead
… supplemented this requirement by making it explicit that “account validation” is part of a “commercially reasonable fraudulent … Providers and Third-Party Senders to protect deposit account information by rendering it unreadable when it is …
March 9, 2023
Afinis Releases New APIs for Account Ownership Validation and Payment Initiation
… to assist financial institutions’ business clients with account ownership validation and with payment initiation. Afinis is a … standards across the U.S. and globally. The new APIs are: Account Validation Plus Name: validates the owner of an …
March 9, 2023
Afinis Interoperability Standards Releases New APIs for Account Ownership Validation and Payment Initiation
… to assist financial institutions’ business clients with account ownership validation and with payment initiation. Afinis is a … standards across the U.S. and globally. The new APIs are: Account Validation Plus Name: validates the owner of an …
March 9, 2023
New Routing Numbers Impacting ACH Processing
… directories, which are used to validate ACH routing and account numbers prior to ACH origination. Numerous ACH … by banks and processors, because their routing number validation tables are not current.   This particularly … example, when a consumer provides a new routing number (and account) for a bill payment that is not recognized, the …
March 9, 2023
Account Validation Rule Live March 19
… and mobile devices. With that growth comes a need to ensure account information is accurate before ACH debits are … Detection Standards for WEB Debits Rule – often called the Account Validation Rule. Whichever name is used, it goes into effect …
March 9, 2023
March 19: A Big Day for the ACH Network
… the nation’s need for faster payments . Same Day ACH Rule   Account Validation The WEB Debit Account Validation Rule now makes it explicit that “account …
March 9, 2023
Repurposed R11 Code Gets Put to Good Use in its First Year
… (April 2020 – April 2021). In the first month R11 returns accounted for 8% of the total R10/R11 return volume.  As …

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