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Tag: Nacha Operating Rules

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Nacha is always looking to enhance the ACH Network, which is why we’re asking for input on some new Nacha Operating Rules proposals.

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SAN DIEGO—If you think today’s fraudster is some dude in black sunglasses sitting in front of a bright monitor in a dark basement, you’re mistaken.

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SAN DIEGO—Like his counterparts at state treasuries nationwide, Brant Gibson knows this to be true: “Everybody wants to target government funds, because government transactions are usually high-dollar transactions.” 

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SAN DIEGO—It’s already been a busy year for Nacha and the ACH Network, but with more than half still to come this is no time to unbuckle your seat belt.

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The new Nacha Risk Management Rules have started going into effect, reinforcing the importance of strong, risk-based processes to safeguard the ACH Network.

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Last year’s car is undoubtedly just fine, as is the last iteration of your smartphone. But one thing that’s got to be replaced is an old version of the “Nacha Operating Rules and Guidelines.” Whether you have a paper book or online access, newer is more than just better. 

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Keeping the ACH Network safe—and constantly working to strengthen that security—is always top of mind for Nacha.

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Access to the Rules & Guidelines helps to identify new opportunities to leverage the ACH Ne

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Nacha members are reporting increasing concerns with first-party fraud impacting both Originating Depository Financial Institutions (ODFIs) and their Originator customers.

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Purchase the 2026 Nacha Operating Rules & Guidelines Print and Online Resource together an

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A recently approved change to the Nacha Rules will accelerate funds available for some ACH credits. 

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RESTON, Virginia, Oct. 14, 2025 – Nacha voting members approved five Nacha Operating Rules changes aimed at increasing the awareness and efficiency of International ACH Transactions, or IATs.

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With less than a year to go before new Nacha Rules take effect in March 2026, the time is now for financial institutions to be talking to their Originators about making sure they’re compliant on day one—or, even better, well in advance.

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If you’re of a certain age and spent Saturday mornings in front of the TV, you probably remember “I’m Just a Bill” from “Schoolhouse Rock!” explaining how bills become laws.

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As we forge our path into 2025, it can be helpful to take a moment to reflect on recent developments and also consider new, emerging trends.

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Same Day ACH has been live since September 2016 and since its debut Nacha has consistently made enhancements to meet the needs of ACH end users.